Among ERP providers, the conversation around embedded finance has been shifting for some time. The question is less and less why they should add payments and card issuing to their platforms, because earnings boosts and customer retention benefits of…
Enterprises today depend on dozens of financial tools that rarely work in perfect sync. Card-issuing platforms, accounting systems, and reporting dashboards often operate in isolation, forcing finance teams to combine data manually. A unified financi…
Modern finance teams rely on accuracy, speed, and visibility. Yet expense reconciliation still consumes more time than it should. According to a recent report, around 35% of companies still handle expenses manually using spreadsheets or paper-based w…
It all looked really promising in the beginning. The bank courted you with slick brochures and shiny corporate cards. They even spoke of “business support.” So you signed the contract and set up the account, expecting a partnership. But then somethin…
Most ERP platforms are closer to fintech than they realise. Their users already handle payments, manage invoices, reconcile accounts, and monitor expenses, yet every transaction still occurs elsewhere. The next evolution for ERPs is clear: bring paym…
Electronic invoicing has moved from a technical niche into a central part of modern financial operations. Governments in Europe and far beyond are turning it into a standard requirement, and companies see it as a way to bring clarity, accuracy and di…
Enterprise finance depends on information that moves at the same speed as money. When payments are processed through corporate cards, expense tools, and procurement systems, the data should appear in the accounting platform instantly. In many compani…
For years, Enterprise Resource Planning (ERP) software was the essential, if not exactly glamorous, engine of a business. It remains a back-office workhorse. It handles the books, manages inventory, and tracks projects. Essentially, it’s where the re…
When we talk about the future of payments, it’s easy to get lost in hype. There’s nothing wrong, of course, with picturing autonomous AI agents shopping on our behalf or refrigerators ordering their own groceries. But for the millions of companies tr…
Finance teams today face a growing challenge: too much data, arriving too slowly. Reports are built after the fact, transactions are verified manually, and budget reviews rely on outdated figures. Yet decisions need to happen in real time. Connecting…
Enterprises process thousands of financial transactions each day, from supplier payments and payroll to travel expenses and reimbursements. Each one must be recorded, matched, and reconciled within large accounting systems that form the backbone of c…
Wallester Business and Payhawk are both corporate card and expense management platforms used by finance teams across Europe. They help businesses issue cards, automate workflows, control spending, and track expenses in real time. However, there are s…
Over the past decade or so, the way people pay for things has changed beyond recognition. The modern payment experience now fits in the palm of your hand — literally. The numbers tell the story in a straightforward way. There were 1.2 billion s…
Launching a bank in Europe has never been more appealing. The region’s regulatory harmonisation, booming fintech ecosystem, and demand for digital-first financial services have created fertile ground for innovation. PSD2 (Revised Payment Services Dir…
When you check into a hotel, rent a car, or make certain purchases, you may notice a pending charge on your account that is higher than what you actually spent. This is not an error – it’s a pre-authorised payment, a common practice in many industrie…
When a business is planning for stability, the margin of safety is a useful figure. It shows how much sales can drop before the company hits its break-even point. This calculation helps managers, accountants, and investors understand how much breathi…
One could say every company has its own Slack personality. You know the type, right? Some channels are packed with GIFs and lunch photos. Others with supposedly gentle reminders to “update your Notion tasks.” And then there are the ones that stay qui…
Getting your wages is always a good moment, but making sense of all the details on your wage statement can be puzzling. Each month, your workplace provides this vital document showing exactly what you’ve earned and what’s been taken out. Many people…
