BaaS FOR EU & UK
White‑Label banking platform for accounts and card issuing.
Offer customers accounts, cards, and payments with a branded mobile app, back office portal, API, and regulated infrastructure — all under your brand.
Explore White‑LabelWhite‑Label banking platform for accounts and card issuing.
For Business
Free business IBAN account with cards and spend control.
Open multi-currency accounts, send and receive payments, issue cards, and manage your expenses. No monthly account fee.
Explore Business
Coming soon
Free account for freelancers and the self‑employed.
Keep your freelance income in one account and spend it with free Wallester cards.
Explore Freelancers- Florist
- Baker
- Visagiste
- Repairman
- Podcaster
- Photographer
- Jeweler
- IT professional
- Seamstress
- Auto mechanic
- Coach
- Plumber
- Beauty professional
- Musician
- Cleaner
- Tattoo artist
- Maker
- Barber
- Speaker
- Cosmetologist
Compliance built in
You focus on business. We handle compliance.
Launch on infrastructure built with regulatory standards, scheme requirements, and security controls already in place.
Certified PCI DSS Level 1
Visa Principal Member
Licensed Estonian Financial Supervisory Authority (Finantsinspektsioon)
Proven at scale
Wallester in numbers
Trusted by businesses and FinTech partners across the EEA and UK.
10.6M + Virtual and physical cards issued
Featured in
FinTech insights and product updates
Product updates, guides, and insights on IBAN accounts, card issuing, and expense management.
From onboarding to go‑live, we deliver the full stack.
We do the work. You enjoy the payoff!
Talk to sales Today 1st step
01 Kick-off
Start bold.
- Simply submit your Letter of Intent (LOI) to get started!
2nd step
02 Onboarding
We do the prep, you stay in control.
- Relax as we manage the due diligence process.
- Confirm the project scope to match your goals perfectly.
- Finalize the partnership by signing the Master Agreement.
3rd step
03 Implementation
Your vision, brought to life.
- Get a dedicated Implementation Manager to guide you.
- Secure Visa approval for your card design and set up a unique BIN range.
- Configure security features and enable e‑wallet integration.
- Run a pilot program for a flawless launch.
Launch 4th step
04 Go-live
Ready, set, success!
- Launch your branded card program commercially.
- Enjoy ongoing support from your CRM and Operations team.
- Track success with detailed reports via CRM or API.
- Get your branded cards into customers’ hands — fast, easy, and on-brand!
Get started with Wallester Business in just 24 hours.
Create an account, complete verification, and start issuing cards.
Create free account Today
01 Sign up
Your journey starts now.
- Create your account in minutes with just your phone number and email.
24h
02 Verify your business
Fast, secure, and hassle-free.
- Submit your company details and complete our KYC process to unlock all features.
Let’s go
03 Accept the agreement
You’re all set!
- Review the terms, confirm your agreement, and dive into the platform with full access.
Frequently asked questions
Find answers about IBAN accounts, cards, payments, pricing, and White‑Label.
Absolutely! Wallester operates under the rigorous financial regulations of Estonia. Wallester is fully licensed and authorized by the Estonian Financial Supervisory Authority (Finantsinspektsioon) to provide financial services. As a Visa Principal Member, we directly access the Visa network to issue cards, and our platform is PCI DSS Level 1 certified to ensure the highest tier of data security. You can trust us to handle your financial needs with the utmost security and compliance.
Our Wallester Business solution is free because we focus on helping businesses operate more efficiently and safely. We earn from partnerships with Visa and others, which allows us to provide our services at no cost to our users. This approach ensures everyone benefits from easy and efficient card solutions.
Starting with Wallester Business is very easy and quick. Here’s how you can get set up in just 3 steps:
- Sign up and top up your account: Simply create your free account, complete the verification, and top up your Wallester Business account via bank transfer.
- Issue and set corporate cards: Generate both physical and virtual cards that provide instant access to funds and allow you to set individual spending limits.
- Control expenses in real time: Empower your employees to make purchases with Wallester Business cards and monitor all transactions in a unified system.
All set! You’re now ready to use the product and enjoy all the advantages of our Plug&Play finance platform.
The time required to launch your White‑Label Visa card program can vary based on your business type, industry, and the complexity of integration. For more detailed information, please contact our team.
Wallester Business operates within the European Economic Area (EEA) and extends services to clients in the United Kingdom, Ireland, Switzerland, Australia, and the USA. Our White‑Label solutions are available in the EEA, the UK, Switzerland, and Ireland.
The Wallester White‑Label solution is an innovative approach to launching your branded Visa card program. It ensures swift market entry and straightforward integration through our API or the Wallester Client Portal and White‑Label Mobile Application.
Optional features of the program include:
- Client Portal, a web application for managing your card program
- White‑Label Mobile Wallets for iOS and Android
- Compliance with KYC and AML regulations
- Card tokenization for use with digital wallets such as Apple Pay, Google Pay, and others
- 3D Secure protection for online payments
- Issuance of both virtual and physical Visa-branded cards
- Continuous fraud monitoring to ensure security
