Wallester
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White-Label
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Trusted leader in FinTech services

Wallester is a next-generation FinTech company offering a unified platform for digital payments and card issuance.

g2
G2 Score 5/5
capterra
Capterra Score 4.9/5
trustpilot
Trustpilot Score 4.2/5
4,9M4,9M4,9M4,9M cards issued
1,6B+1,6B+1,6B+1,6B+ Transactions processed
in EUR
Affiliate program Partner with us and start earning rewards!
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+ €7 500 + €6 730 + €9 800
190+ employees
Tallinn
Cannes
Riga
8+ years
of experience

As an official Visa Principal Member, we combine regulatory strength with cutting-edge technology, enabling businesses across Europe and beyond to launch their own card programs, streamline financial operations, and thrive in a dynamic market.

logo

Our mission is
to revolutionize finance

by making advanced payment technology accessible to every forward-thinking business.

Driving innovation

We strive to be the engine powering the next generation of financial innovations, enabling companies to easily integrate world-class card and payment solutions into their own products and services.

Fueling growth

By removing barriers and taking on the technical and regulatory complexity ourselves, we empower our clients to create new opportunities, deliver better financial experiences, and drive growth in their industries.

Transforming finance

In essence, we aim to shape the future of finance: a future where any business can operate with the same agility and innovation as a FinTech leader, where seamless digital payments are accessible to all.

Built with purpose,
powered by passion

Full in-house innovation

We design and build all our technology internally, thereby ensuring full control, rapid innovation, and tailored solutions without reliance on third-party platforms.

Visa partnership & global reach

As an official Visa Principal Member, we provide instant access to one of the world’s largest payment networks, helping businesses scale globally with the strength of the Visa brand.

Independence & agility

Our in-house development keeps us independent and agile, allowing us to quickly adapt to client needs and market changes while maintaining top-tier reliability and security.

Client-centric empowerment

We succeed when our clients succeed. Every solution is designed to empower B2B partners — through easy-to-use APIs, flexible white-label products, and dedicated support focused on their growth.

Trust & security at our core

Trust is fundamental in finance. We embed security, compliance, and integrity into every layer of our platform, ensuring lasting reliability for our partners and their customers.

Our ecosystem

From card issuance to expense management, we provide technology, compliance, and expertise — so that you can focus on growth.

White-Label
card program

Customizable physical and virtual Visa cards (debit, credit, prepaid) along with ready-to-use White-Label Mobile App and Client Portal, enabling partners to deliver a branded banking experience from day one.

Security & compliance
infrastructure

As a licensed financial institution, Wallester provides integrated KYC/AML solutions, fraud detection tools, and full regulatory compliance. Our platform is PCI DSS Level 1 certified, ensuring top-tier data security.

Core issuing & processing platform

A powerful backend with advanced APIs for issuing Visa cards, processing transactions in real time, and managing
every aspect of a card program. All developed in-house for maximum speed, scalability, and reliability.

Real-time
transaction processing
REST API
Instant Visa
card issuance

Global payment
network access

Thanks to our direct partnership with Visa, every Wallester-issued card is connected to the global Visa network. We also support digital wallet integrations and multi-currency capabilities for seamless global transactions.

Expense management
& analytics

A built-in corporate expense management system that lets businesses track spending, set limits, automate expense reports, and gain real-time insights via analytics — all linked directly to the payment cards.

Awards and
recognitions

  • 1000 Europe’s fastest growing companies 2025 (Financial Times)
  • Estonia flag 1st place among Estonian companies
  • Star icon 7th place in the FinTech, Financial Services & Insurance category
  • Rocket icon 47th place out of 1,000 fastest-growing
    companies in Europe
Fintech 2025
Fintech of the Year and FinTech Partner Award Read more 
Paytech 2025
Best Spend Management System Read more 
Finder 2025
Best Business Expenses Provider Read more 
sifted 2025
#44th in Sifted 100: DACH & CEE Leaderboard
#4th in Estonia
Read more 
Fintech 2025
FinTech Growth Story at the Baltic FinTech Awards Read more 
European 2024
European CEO Awards Read more 
Aripaev 2024
Äripäev TOP100 Gala Read more 
Fintech 2024
FinTech Awards Europe Read more 
Fintech 2024
FinTech Breakthrough Awards Read more 

Get to know our leaders

Meet the visionary minds driving our success and shaping the future of fintech.
Sergei Astafjev Co-Founder, Chief Executive Officer, Chairman of the Board
Dmitri Logvinenko Co-Founder, Chief Operating Officer, Board Member
Fred Sooläte Сhief Compliance Officer, Board Member
Aivar Paul Сhief AML Officer, Board Member
Julian Brand Chief Executive Officer UK, Executive Board Member
Anna Maxim Group Chief Risk Officer, Executive Board Member
Andrei Gornostajev Chief Technology Officer
Artur Lemming Chief Administrative Officer
Mikhail Sidorov Chief Marketing Officer
Edgars Valmers Chief Commercial Officer
Wallester in press
Featured in Techcrunch
Featured in IBTimes
Featured in FinanceFeeds
Featured in TechTimes
Featured in MSN
Featured in Benzinga
Featured in BusinessInsider
Featured in Forbes
Featured in ADVFN
Featured in PaymentsCardsMobile
Featured in ABCBourse
Featured in FintechNews
Featured in FinTech
Featured in TechEU
Featured in Bolsamania
Featured in BusinessAM
Featured in Newsfile
Featured in FFNews

Impact that matters

Wallester promotes environmental, social, and governance practices to create a greener, more inclusive, and ethically responsible future.

  • Environmental
    Smartphone screen displaying a virtual Visa Business card with an option to add it to Apple Wallet

    With over 91% of active cards being virtual, cashless payments greatly reduce reliance on physical materials.

    Physical cards are produced using eco-friendly methods and recyclable materials.

    Digital office operations minimize paper use, supported by energy-efficient technologies and waste recycling initiatives.

  • Social
    Group of young people smiling and laughing together outdoors in an urban setting

    Equal opportunity employment that fosters fair growth and development for all employees.

    A diverse and inclusive workplace with a multinational team and gender parity in leadership roles.

    A safe and supportive work environment offering sports reimbursements, medical insurance, regular health checks, and ergonomic workspaces.

    Supporting communities through compassionate charity efforts.

  • Governance
    Group of business professionals walking outside a modern office building, dressed in formal attire and engaged in conversation

    Strong corporate ethics and compliance practices that ensure transparency and alignment with international regulatory standards.

    A values-driven culture supported by regular team-building events and internal alignment initiatives.

    Rigorous client selection criteria designed to exclude high-risk industries.

We’re hiring!

Come shape the future of 
FinTech with us!

Join our team
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Business
Cards
  • Corporate cards
  • Virtual cards
  • Payroll cards
  • Platinum cards
Features
  • Expense management
  • Accounting & invoices
  • Budget analytics
Industries
  • Media buying
  • Online retail
  • Yacht management
  • Transport and logistics
  • Fleet management
  • Travel and hospitality
Others
  • Pricing
  • API solutions
  • Help center
White-Label
Payment cards
  • Virtual card
  • Prepaid card
  • Debit card
  • Credit card
  • White-Label card
Platform overview
  • White-Label solutions
  • Card issuing
  • BIN sponsorship
  • Payment processing
Services
  • Tokenization
  • 3D Secure
  • Fraud monitoring
  • KYC/KYB and AML
  • PSD2
  • Mobile app
  • Apple Pay
  • Google Pay
Solutions across industries
  • Banks
  • Business loan providers
  • Consumer loan providers
  • Digital assets & exchange platforms
  • E-commerce marketplaces
  • Employers & gig platforms
  • FinTech companies
  • Gift & rewards cards
  • Insurance companies
  • Membership & loyalty cards
  • Peer-to-peer loan providers
  • Streaming platforms
Developers
  • API documentation
  • Card issuing API
  • Open API
  • Open-source example
Affiliates
  • Explore Wallester Affiliates
  • Commission plans
  • Affiliates dashboard
  • Promo tools
  • How to start
  • Who can join
  • FAQ
Company
  • About us
  • Why Wallester
  • Visa Principal membership
  • Media pack
  • Contact us
  • Careers
  • Wallester blog
  • FAQ
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  • Legal notice
  • Privacy policy
  • Cookie policy
  • Annual reports
  • Complaints handling procedure
  • Business account & card agreement
  • Your rights when making payments in Europe
  • Visa partner
  • Affiliate agreement

© 2025 Wallester AS. All rights reserved. Wallester AS is a Payment Institution, authorized by the Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority), and an official Visa Principal Member. Registration code: 11812882.