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More than card issuing.

Create your own virtual and physical cards ready-to-use right away. Our modern API guarantees fast and seamless integration allowing you to launch your new product in no time!

Let’s get in touch

Apple Pay
is now available

for safer and faster payments with your Wallester cards!

  • Set up in seconds.
  • Make secure payments effortlessly.
  • Pay with your iPhone and Apple Watch, within apps and online.
Let’s get in touch

FinTech
Breakthrough
Awards 2023

Wallester has won the title for
“Best Expense Management Platform”

Check out our innovative solutions and streamline your financial processes

Let’s get in touch
XARU

“Wallester has proven to be a reliable partner in helping us implement our vision at Xaru and empower our product offering. The implementation team were always professional, accurate and supportive throughout the development, integration and go live phase. The business teams have provided us with solutions and quick feedback whenever required. We feel that we have made the best choice by selecting Wallester as our partner and we hope to write many success stories together.”

Konstantinos Charalampidis CEO
COLS

“Wallester has been an exceptional partner for COLS in launching our prepaid debit card project. Their team has been highly supportive, responsive, and patient throughout the entire process. Their expertise and dedication have made the collaboration seamless and successful. We are incredibly pleased with the results and look forward to continuing our partnership with Wallester.”

Sandeep Bhalothia Head of Legal Affairs
DelfinGroup AS

“Our experience working with Wallester has been immensely positive. Their sophisticated technological platform and versatile white-label solution seamlessly catered to our needs, facilitating the development of our innovative virtual card with credit line product. From our initial meeting to the product launch and beyond, Wallester’s team demonstrated unparalleled professionalism and a proactive approach. Their commitment to excellence not only met our expectations but also opened doors to new future opportunities. Wallester is a reliable partner, crucial to the ongoing growth and success of our product.”

Nauris Bloks CIO and Member of The Management Board
Kreditų Centras

“The Wallester team was always ready to help and share their expertise. We are delighted to have had the opportunity to work with Wallester on the launch of a new product — Credit card and grateful for the provided mobile app solution. Wallester ensured that the entire integration process was smooth and met our needs.”

Samanta Graužinienė Director
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Complexity has never been so easy.

A user-friendly API platform is at your service

You no longer have to merge different systems and spend months to integrate payment functions. Our API is here to help you.
API made by world-class engineers
REST API built using OpenAPI Specification (OAS) standard with proven JSON Web Token (JWT) open standard for keeping our API secure.
Our API
Open source examples
We provide open-source examples on Github of integration with our API to simplify the integration path for your engineers.
Check samples
Explore API
VISA
As Visa Principal Members, we provide BIN sponsorship services and instant card issuance.

Key features overview

Services that meet your needs

White-Label solutions
Flexible White-Label solution for turnkey launch of branded credit cards specifically for your business, guaranteeing a fast time-to-market through simplified integration.
KYC / AML
Compliance with all regulations and directives affecting your business. Full compliance with KYC and AML requirements.
Tokenization
Possibility to tokenize any type of cards to add them to digital wallets: Apple Pay, Google Pay, and Samsung Pay.
3D Secure
3D Secure makes e-commerce particularly secure by requesting an additional verification step with the card issuer at the time of the transaction.
Virtual cards
Instant issuance of personalized virtual cards for various purposes. Virtual cards enable you to make instant payments, transfers, and online purchases in an even more secure and reliable way.
Fraud Monitoring
Fraud monitoring service provides payment transaction monitoring to detect and prevent payment card fraud, thus reducing possible financial losses.

Why Wallester?

Cutting-edge solutions to improve your business bottom line

Consumer Loan Providers

High competition in the consumer credit industry is forcing companies to look for new ways to optimize their customer service. Wallester will help to upgrade your company’s financial processes and improve business performance in the shortest time possible!

Business Loan Providers

The lending industry is rapidly evolving, constantly demanding new and effective solutions from financial institutions to meet customer needs. With Wallester, you can optimize your work with business customers and significantly speed up the loan process, thereby increasing your brand loyalty and company profitability!

Banks

Banking typically involves many complex processes, most of which often require optimization and regular investments. Wallester offers ready-to-use innovative products that can help you avoid unnecessary financial expenses and save a considerable amount of time.

FinTech Companies

In spite of the dynamic development of financial technologies, many fintech companies still do not possess modern, reliable, and convenient payment tools. Thanks to Wallester, you will be able to issue your own multifunctional virtual and physical cards with exclusive design, adaptable to different business processes. A ready-made Wallester platform, able to integrate with any IT systems, will allow you to take the lead in the market, saving time and money, as well as expand the package of services offered!

Peer-to-peer Loan Providers

The preference in P2P lending is given to reliable platforms offering favorable conditions for investments and loans, providing modern payment instruments that ensure a high speed of funds crediting. With Wallester, you can significantly speed up the process of granting loans by implementing an innovative payment system, which will enable both investors and borrowers to receive funds as quickly as possible!

Travel Agencies

As we know, tour operators’ business is based on interaction with a variety of companies. To be successful in business, it is necessary to have multifunctional payment instruments to optimize work with clients and service providers. Issuing your own virtual and physical cards through the Wallester platform will help you maximize the simplification of business processes at different stages, strengthen cooperation with partners, and improve service quality!

E-commerce Marketplaces

The popularity of multi-brand online stores creates high competition between online platforms and encourages retailers to look for the most convenient and secure payment instruments in order not to lose the leading position on the market and to optimize the work with suppliers and customers. Wallester will help you to modernize the payment system of your trading platform, facilitate accounting, and greatly simplify key business processes!

Gift & Reward Cards

Standard gift cards do not have a wide range of functionality and are usually tied to a particular service, which limits the options for their use and complicates further processing. With Wallester’s innovative platform, you can issue multi-functional gift cards of your own that can be used as a full-fledged payment tool!

Membership & Loyalty Cards

Loyalty programs focused on expanding the audience and increasing customer activity are used as an additional marketing tool. However, most companies still offer customers standard loyalty cards with limited functionality, developed based on outdated technology. With Wallester, you will be able to issue personalized VISA loyalty cards that can be used as a full-fledged modern means of payment with a variety of functions!

Employers & Gig Platforms

Companies with a large number of employees, as well as modern gig platforms need reliable, fast, and most convenient payment tools to perform a variety of financial transactions. Wallester will help you to upgrade the system of settlements with employees, partners, and suppliers of goods and services, which will not only significantly accelerate the key business processes of your company, but also greatly facilitate the accounting.

Insurance Сompanies

Leading positions on the insurance market usually belong to companies able to offer the most favorable terms of service and opt for modern payment tools, which provide a high speed of mutual settlements with partners and allow optimizing customer service. Wallester will help you to implement an innovative payment system that will significantly simplify your company’s key business processes, help to increase the service quality, and facilitate accounting!

Online Advertising Buy & Sell

To launch a successful marketing campaign, it is important to set up ads using effective strategies and not be distracted by the limitations of payment tools that interfere with your work. However, the functionality of standard payment cards commonly used for payments on advertising platforms no longer meets the needs of today’s users and business owners. Thanks to Wallester innovative technologies, you will be able to concentrate on the development and implementation of advertising concepts, while we will take care of all issues related to payment cards!

Streaming Platforms

The growing popularity of making money on streaming platforms, as well as the rapid growth of audience, leads to the fact that online platforms owners begin to look for the most effective payment tools that would meet the needs of many modern users from around the world. With Wallester, you will be able to issue your own branded payment cards, allowing you to implement an innovative payment system and enabling streamers to have instant access to the earned funds and use them immediately.

Expense Management

The introduction of specialized programs for managing financial flows allows companies to significantly optimize their cash control system. However, not any developer can provide its clients with software based on the latest technologies and capable of simplifying work with finances as much as possible. With Wallester, you can offer your customers an advanced expense management system!

Why Wallester?

We guarantee an increased speed to market for your financial product, as well as flexible pricing, compliance with regulatory requirements, and full support of your solution infrastructure.

Rapid Launch

Launch your own card program in record time.

Any Visa
Card Program

Debit, credit, prepaid, virtual, consumer, and business credit card programs.

Wide Range
of Program Settings

Card programs can be fully customised to your business needs.

Tokenization

Any card type can be added to digital wallets: Apple Pay, Google Pay, and Samsung Pay.

Dynamic
Spending Controls

Easily set credit limits: for each program, any card and all types of transactions.

Leader
by Default

Expand card functionality — our engineering team brings bold ideas to life!

BIN
Sponsorship

Dedicated BIN range for each card program.

White-Label
Mobile App

Use the mobile app to launch your customer’s project in double-quick time.

Service Level
Availability

Stable and modern system built for scale with SLA 99.5%+

Ready to get started?

Tell us about your project, program, or platform and we’ll get back to you shortly.

Contact us

Company news, releases,
and business insights

Follow Wallester news, stay on top of the latest releases and be the first to learn about all fintech innovations worldwide.

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Business
Cards
  • Corporate cards
  • Expense cards
  • Payroll cards
  • Platinum cards
Features
  • Expense management
  • Accounting & invoices
  • Budget analytics
  • Report management
Industries
  • Media buying
  • Reselling
  • Yacht management
  • Transport and logistics
  • Fleet management
  • Travel and hospitality
Others
  • Pricing
  • API solutions
  • Help center
White-Label
Payment cards
  • Virtual card
  • Prepaid card
  • Debit card
  • Credit card
  • White-Label card
Platform overview
  • White-Label solutions
  • Card issuing
  • BIN sponsorship
  • Payment processing
Services
  • Tokenization
  • 3D Secure
  • Fraud monitoring
  • KYC/KYB and AML
  • PSD2
  • Mobile app
  • Apple Pay
  • Google Pay
Solutions across industries
  • Banks
  • Business loan providers
  • Consumer loan providers
  • Google Pay
  • E-commerce marketplaces
  • Employers & gig platforms
  • FinTech companies
  • Gift & rewards cards
  • Insurance companies
  • Membership & loyalty cards
  • Peer-to-peer loan providers
  • Streaming platforms
Developers
  • API documentation
  • Card issuing API
  • Open API
  • Open-source example
Company
About us
  • Our Story
  • Why Wallester
  • Why Wallester Business
  • Visa Principal membership
  • Media pack
  • Affiliate program
  • Contact us
  • Careers
  • Wallester blog
  • FAQ
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  • Legal notice
  • Privacy policy
  • Cookie policy
  • Annual reports
  • Complaints handling procedure
  • Business account & card agreement
  • Your rights when making payments in Europe
  • Visa partner

© 2025 Wallester AS. All rights reserved. Wallester AS is a Payment Institution, authorized by the Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority), and an official Visa Principal Member. Registration code: 11812882.

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