White‑Label financial infrastructure
Launch your branded card issuing platform
Offer customers accounts, cards, and payments with a ready‑to‑use mobile app, back office portal, API, and regulated infrastructure — all under your brand.
- KYC/KYB, AML, fraud monitoring, and payment processing included
- Regulated infrastructure
- Visa Principal Member
One platform to launch branded finance
Accounts, cards, payments, mobile app, back office portal, API, and compliance — all in one White‑Label platform built to launch fast and scale cleanly.
For regulated and non-regulated businesses
Your Visa card program. Faster to market
Wallester helps businesses launch branded Visa card programs with ready‑to‑use infrastructure, flexible launch models, and operational support built‑in.
Debit, credit, and prepaid cards
Choose the Visa card type that fits your product and audience.
Built for different launch models
Go live under your own framework or with a simpler go-to-market route.
B2B, B2C, and corporate programs
Built for consumer, business, and corporate card use cases.
From standard to premium tiers
Offer the card experience your audience expects, from everyday use to premium programs.
Infrastructure, program setup, and compliance support — aligned to help you launch under your brand.
Built for different businesses
A platform that adapts to your business
Whether you serve consumers, borrowers, merchants, or business users, Wallester helps you turn financial services into part of the experience your brand already owns.
Banks
Launch cards without heavy lifting
Settle claims instantly with virtual cards. Pay policyholders, repair shops, and medical providers in real time — reducing delays and improving customer experience.
Insurance companies
Settle claims without delays
Cut costs and complexity in card issuance. Wallester enables small and medium-sized banks to launch branded Visa cards quickly, without building costly infrastructure or hiring specialist teams.
FinTech companies
Build better payment experiences
Give users a better payment experience without sending them to third-party providers.
Business loan providers
Put funds straight to work
Delight customers with instant access to funds. Once a loan is approved, issue physical or virtual cards immediately. No delays or slow disbursements.
Consumer lenders
Give borrowers a wallet from day one
Disburse funds into a branded wallet and card experience instead of sending customers elsewhere.
Lending platforms
Keep funds inside your own ecosystem
Hold the customer relationship longer with a branded wallet, card, and money flow under your control.
Employers & GIG platforms
Pay people the moment work is done
Use branded cards and payout flows to move money to workers faster.
Creator & media platforms
Turn earnings into instant payouts
Move value from views, streams, and creator revenue into cards or accounts without delay.
Digital assets
Spend crypto like cash
Simplify crypto spending without friction. Offer instant crypto-to-fiat cards that let users spend digital assets online, in-store, or at ATMs — enabling immediate payments and withdrawals without operational complexity.
Gift & reward programs
Turn rewards into spending value
Give customers branded value they can actually use in cards, wallets, or checkout experiences.
Loyalty & membership
Make loyalty usable at checkout
Turn points, perks, and membership benefits into branded payment experiences customers actually use.
Marketplaces
Pay sellers faster under your brand
Move funds to merchants and partners without handing the payout experience to third-party providers.
Flexible setup
Built for any business model
Whether you are regulated or not, early stage or established, Wallester enables you to issue cards and manage expenses with a setup that fits your needs.
Custom card programs
Launch card programs built around your brand, your audience, and the way your product moves money.
Built for your model
From debit and prepaid to credit, consumer, business, and corporate programs.
Made to feel like yours
Shape the card experience around your brand, customer journey, and product logic.
Ready to grow
Start with one use case and expand into virtual, physical, and premium tiers as you scale.
Back office portal & controls
Manage cards, users, limits, and program activity from one branded control layer built to keep operations clear and scalable.
Control in one place
Oversee cards, balances, teams, and program settings without juggling separate tools.
Rules that fit your business
Set spending logic, limits, and approval flows around the way your product and customers actually operate.
Built for daily operations
Give teams the visibility and controls they need to run the program smoothly as volume grows.
BIN sponsorship & dedicated BIN setup
Launch under Wallester’s sponsor framework and, where needed, structure your program with a dedicated BIN setup for stronger control, segmentation, and oversight.
Faster route to launch
Go live under Wallester’s issuer and scheme framework without building the full sponsor layer yourself.
Dedicated BIN when it matters
Use a dedicated BIN setup for cleaner program separation, smarter segmentation, and stronger control over how your product is structured.
Built for structured growth
Start with the launch model that fits today and evolve into a more tailored program setup as your business scales.
Multi-currency support
Run your product across EEA and UK with multi-currency accounts, cards, and payments — without added complexity.
Hold balances in local currencies
Operate accounts and cards in EUR, GBP, PLN, SEK, NOK, DKK, CZK, HUF, RON, and USD — allowing you to keep funds in-market and avoid unnecessary currency conversion.
Global payments
Process payments in multiple currencies, enabling users to pay and get paid globally without limitations.
One system, consistent logic
Manage balances, transactions, and reporting across currencies within a single platform, without fragmented flows or reconciliation overhead.
REST API
Connect your product faster with one API built in-house to power cards, controls, and payment flows without stitching providers together.
Built for real integrations
Connect cards, program logic, and payment workflows through one API designed for production use.
Less patchwork, more control
Reduce dependency on multiple vendors with an API layer built as part of the core platform.
Ready for faster launches
Move from integration to launch with a cleaner setup, stronger developer control, and fewer moving parts.
Branded mobile app
Give customers a mobile experience that looks like your brand and keeps cards, balances, and payments in one place.
Made to feel like yours
Bring your brand into the app experience with your colours, card design, and customer-facing flows.
Built for everyday use
Let customers view cards, track balances, manage spending, and move through payment flows without leaving your ecosystem.
Wallets ready
Support Apple Pay and Google Pay for a faster, smoother payment experience from day one.
Apple Pay & Google Pay
Give customers a faster, more familiar payment experience with branded cards ready for Apple Pay and Google Pay from day one.
Built for wallet-first payments
Let customers add cards to Apple Pay and Google Pay for faster, smoother everyday use.
Powered by secure tokenized flows
Support safer wallet payments through tokenized credentials instead of exposed card details.
Ready for modern customer expectations
Deliver a payment experience that feels current, convenient, and easy to trust.
The full platform
Everything you need to launch under your brand
Cards, mobile app, back office portal, API, BIN setup, and payment infrastructure — combined in one White‑Label platform built to launch fast and scale cleanly.
Behind every launch
The infrastructure behind your financial product
Wallester brings together regulated access, in‑house technology, program setup, and direct Visa expertise in one launch‑ready foundation — so you can move faster with fewer dependencies.
You focus on business, we handle compliance
Launch on infrastructure built with regulatory standards, scheme requirements, and security controls already in place.
PCI DSS Level 1
Certified security standard for handling payment data.
Visa Principal Member
Direct scheme access and program support.
Authorized Payment Institution
Licensed by Finantsinspektsioon, the Estonian Financial Supervision and Resolution Authority.
Compliance, scheme access, and security standards — already built into the foundation.
Make it yours
All under your brand, all in one place
From cards and app experience to controls, wallets, and program setup, Wallester helps you turn core infrastructure into a financial product that looks and feels like your own.
Launch under your brand, faster
Go live in weeks, not months, with the core setup already brought together for launch.
Operate in multiple currencies
Manage funds in 10 currencies and process payments globally — reducing FX costs and simplifying cross-border operations.
Branded card programs
Create card programs shaped around your brand, your audience, and the way your product moves money.
Controls that fit your business
Set rules, limits, and approval logic around how your product and customers actually operate.
BIN sponsorship
Use dedicated BIN setup where needed to support stronger segmentation, oversight, and a more tailored program structure.
Wallets ready
Bring branded cards into Apple Pay and Google Pay for faster, more familiar everyday payments.
Compliance built-in
Bring your product to market on a foundation designed to support KYC, AML, and security from day one.
Launch timeline
We build, you scale. From kick-off to go‑live
Get your first virtual card in just 30 days. Expand your program with physical cards in up to 2 months.
- Today 1st week
01 Kick-off
You bring the vision. We shape the roadmap.
- 2nd week
02 Onboarding
From alignment to setup. Fast and structured.
- 3rd week
03 Implementation
Your program takes shape across product, controls, and launch setup.
- Launch 4th week
04 Go-live
Built. Tested. Ready to scale.
