Pro rata calculations are an important part of employment practices in the UK, especially when working with part-time employees, temporary staff, or those on flexible contracts. Knowing what pro rata means and how to apply it correctly helps both emp…
Fuel, drivers’ time, and route adjustments can make transport spending hard to control unless rules are clear and visible. Logistics costs can account for up to 30 per cent of delivery costs, with fuel and delays ranking among the top challenges for…
Fuel is one of the biggest bills in transport. In 2025, industry data put fuel at around one third of logistics costs, with fuel duty alone contributing over £24 billion to the Exchequer and logistics responsible for a large share of that sum. Prices…
Money management has changed significantly since tech companies entered the banking world. As we navigate 2025, marketing teams in this field face new challenges and opportunities. From clever AI tools to blockchain apps, tech-focused financial compa…
With 3 billion users and 1.5 billion daily stories viewers, WhatsApp is about to become the next major performance marketing channel. That means increased complexity for media buyers and more pressure on finance teams. For years, WhatsApp was the onl…
Germany offers a wide range of payment options for both residents and visitors. Finding the right card for your wallet depends on your spending habits, travel frequency, and preferred perks. This guide examines the top payment solutions available in…
This summer pushed Europe’s travel infrastructure to its limit. On the busiest days, around 37,000 flights crossed European airspace, which is right at the edge of what current systems can handle. And as delays mounted and tempers frayed, a seasonal…
Transport and logistics companies move thousands of items each day while dealing with routes, weather, traffic, and strict delivery windows. In that kind of environment, sloppy expense control quickly turns into late payments, thin margins, and awkwa…
Running paid advertising across several channels works best when your payment method matches the pace of digital campaigns. Virtual cards give advertisers quick issuance, spending limits that fit each budget, and clear reporting that helps keep ad sp…
Finding the right business credit card can tidy up day-to-day spending, make travel simpler, and strengthen your business credit over time. The right choice can also help manage cash flow, track business expenses more accurately, and offer rewards th…
Manual expense reporting is a time-consuming process. Paper receipts get lost, spreadsheets break, and approvals take too long. In 2025, companies are switching to smarter tools. The best expense management software helps you track expenses, cut proc…
In 2024, Europeans processed 72.1 billion cashless transactions, but most of them didn’t happen through traditional banks. From food delivery apps offering instant loans to coworking spaces issuing corporate cards, companies across industries are rea…
Managing company spending takes coordination. Physical cards are slow to issue, and tracking everything by hand often leads to delays or missing information. When reports arrive late or incomplete, finance teams can’t see clearly where the money is g…
Managing expenses is one of the most overlooked areas for small businesses. Without a clear process, it can quickly lead to errors, delays, and missed opportunities to save money. Manual systems often create confusion, and policies are not always fol…
An expense policy gives your team clear rules on what they can spend and how to report it. It explains what counts as a work-related cost, who needs to approve it, and how to get the money back. With a clear policy in place, employees know what’s exp…
For online travel agencies, managing B2B payments is one of the more complex aspects of the job. Tight margins, multiple currencies, and a fragmented network of suppliers make it difficult to keep financial operations both accurate and efficient. Vir…
Did you know that the international road transport market barely grew 0.3% in 2024… whilst operating costs increased by an average of 1.2% across the EU? It’s Monday morning, and July’s figures don’t add up again. Fuel expendi…
Business travel expenses are often difficult to manage. Employees keep requesting reimbursements, finance teams struggle to process receipts, and the travel budget regularly goes over plan. However, this doesn’t have to be a constant problem. Many co…
