The complicated tax calculations must be clarified for sole traders or company directors. If you are here, you may wonder what the SA302 form is and why it matters. This article will answer all possible questions about this tax statement. In this gui…
Running a travel agency in 2025 is a high-stakes balancing act. You need to deliver hyper-personalised customer experiences, manage an expanding network of suppliers, and keep your operations lean, all while competing with digital-first Online Travel…
Your company is eligible for a VAT repayment if the VAT charged from customers (or output VAT) is lower than that paid to suppliers of goods and services (VAT input). In such a situation, HM Revenue and Customs (HMRC) will repay you the difference. …
There are plenty of reasons why small business needs another source of business financing other than their own costs. One of them is irregular cash flow caused by delays in client payments and emergency expenses. You may apply for a traditional bank…
Payment cards are no longer just tools for transactions – they’re strategic assets. In today’s embedded finance landscape, branded card programs help companies unlock new revenue, increase customer loyalty, and scale fast. Wallester’s White-Lab…
Media buying in 2025 isn’t just competitive – it’s cutthroat. In Europe alone, social media ad spend is projected to hit €37 billion, with markets like the UK, Spain and Germany leading the way — all with over 77% of their populations online. T…
Software as a Service, or SaaS, represents a transformative shift in the way software is delivered and consumed. It allows users to access applications via the Internet rather than installing and maintaining programs on individual devices. This model…
Online shopping has become an essential part of modern life, but the growth of digital payments has raised concerns about security for consumers and businesses alike. 3D Secure (3DS) adds an extra layer of protection by verifying the identity of the…
For small businesses in the UK, managing financial reporting doesn’t need to be challenging. Abridged accounts offer a practical way to meet legal requirements while protecting sensitive business information. Before the introduction of these reports,…
Global payment volumes are exploding, and more companies than ever are asking the same question: How do we embed finance into our business without building a bank from scratch? The answer: white-label card issuing. Whether you’re a fintech star…
In a world where digitalisation is advancing rapidly, the European Union and the United Kingdom are taking a decisive step: making electronic invoicing mandatory for all businesses. This isn’t just another regulatory change. With estimated loss…
Running a business in the UK means dealing with taxation, financial reporting, and regulatory compliance. One of the most essential identifiers for tax purposes is the Unique Taxpayer Reference (UTR) number. Issued by HM Revenue and Customs (HMRC), t…
Creating an effective budget is essential for running a successful business. Companies often need to decide between bottom-up and top-down budgeting when planning their financial strategy. These two methods influence how organizations distribute reso…
Understanding how paper-based payments work remains important for many people and businesses in the UK. While electronic transactions dominate modern banking, this traditional payment method continues to serve as a valid form of transaction for speci…
Understanding the difference between allowable and disallowable expenses is important for UK businesses and self-employed individuals. This knowledge directly impacts how much tax you pay and helps you maintain accurate financial records. Whether you…
PCI compliance protects payment card data from theft and misuse by setting clear security standards for businesses that process, store, or transmit such information. These standards help minimize risks associated with data breaches and fraud. PCI DSS…
Managing company expenses can become complex when contract employees are involved. Traditional methods, such as reimbursements, often cause delays, lead to paperwork overload, and create issues with tracking business spending. An expense card specifi…
Finance teams are frequently slowed down by obstacles that delay period closings and create ongoing frustration. With Wallester Business, you turn these challenges into strategic opportunities by automating, integrating, and optimising your processes…
