Wallester
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For Businesses & Freelancers

Free business IBAN
account
with cards
and expense management

Open multi-currency IBAN accounts, send and receive payments, exchange currency, issue business cards, and manage corporate expenses in one centralised platform.

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  • Multi-currency IBAN accounts
  • Payments, transfers and FX
  • Cards, spending limits, approvals, and receipts
  • Invoices and payment links to get paid
Physical & virtual cards
Visa physical cards in black color
Physical & virtual cards
Visa virtual in green color
Mobile payments
Apple Pay logo
Google Pay logo
Fidesmo logo
Hold and exchange currencies
EUR
USD
SEK
NOK
CZK
HUF
RON
GBP
PLN
DKK
Send & receive transfers
UI with transfer settings
Dedicated IBANs
List of IBANs with logos & checkboxes
Make instant bank transfers
Wallester Business desktop UI with dashboard of summary statement
Make bank transfers in seconds
Wallester Business phone UI with a list of accounts
Real-time balance & transactions
A smartphone with Wallester Business UI dashboard
Spend controls & limits
A smartphone with card settings UI
Issue cards instantly
A smartphone with creating cards UI
Receipt attachment
A smartphone with receipt attachment UI
Spend control dashboard
Wallester Business UI with customizing limits settings
Transfer funds between accounts
Wallester Business UI with money transfer between accounts settings
Bulk payroll payments
Wallester Business UI with payouts overview
Roles & permissions
UI with roles and permissions settings
Secure PCI DSS Level 1
PCI DSS company
Fully Regulated Visa Principal Member
Visa company
Licensed Estonian Financial Supervisory
Authority (Finantsinspektsioon)
Estonian Financial Supervisory Authority company
Logo of the company "g2"
G2 Rating 4.7/5
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Capterra Rating 4.9/5

All-in-one business account with IBAN,
corporate cards, and spend controls

Open multi-currency IBAN accounts, send and receive payments,
issue business cards, and control corporate expenses — all in one place.

  • Quick and simple sign‑up

    Get your free business account operational within 24 hours and unlock the full capabilities of Wallester Business.

    The app interface for joining Wallester BusinessSteps to join Wallester Business
  • Free multi-currency IBAN accounts

    Send and receive payments, manage beneficiaries, and streamline reconciliation.

    The app form for sending paymentsMulti-currency accounts plates with info
  • Unlimited corporate cards with custom­isable spend controls

    Issue virtual and physical business cards, set limits, and track expenses in real time.

    A plate with info on physical cardA plate with info on virtual cardA list of cards for different types of purchases
  • Business dashboard

    Centralise IBAN accounts, payments, FX, cards, and approvals in one dashboard.

    Interface with user currenciesInterface with user expensesInterface for adding multi-currency with added Czech crownThe Wallester app interface with the available amount
  • Mobile app for cards and receipts

    Issue cards, set limits, attach receipts, and authorise spend on the go.

    Interface with an Amazon Purchase TransactionA pop-up for uploading files with a payment receiptA smartphone with payment methods UI: Bank Transfer, Credit & debit card
  • Security and compliance

    PCI DSS, 3D Secure and role-based access to safeguard your funds and data.

    Wallester interface with setting card limitsA smartphone with card limits settings UIVisa card
  • Accounting integrations

    Export transactions and receipts to Xero, QuickBooks, and NetSuite.

    Wallester logo
    Workday logo
    Datev logo
    Sage logo
    QB logo
    Oracle Netsuite logo
    Xero logo
  • users icon

    Dedicated support

    A dedicated account manager to help you
    onboard and scale.

    Hi there :wave:

    How can we help?

    Get in touch Go to Help Centre

Visa expense
cards
with built-in spend control

Issue virtual and physical cards, customise limits, and capture
receipts — linked to your IBAN accounts.

Real-time
expense control

Monitor expenses in real time, receive receipt reminders, and set custom limits. Empower employees to make necessary purchases without overspending, ensuring seamless automated bookkeeping.

An interface showing the user's transactions and expenses

Detailed
statements

Access detailed statements for all corporate expenses, specific accounts, or cards. Export in various formats for streamlined accounting and flexibility.

Select a form with uploading invoices from multi-currency user accounts

Accounting
software integrations

Instantly export data to your existing accounting software to streamline bookkeeping and financial reporting.

An interface for connecting various integrations such as Xero, OracleNetSuite, etc.

Instant virtual
card issuance

Issue instant cards for corporate expenses directly from your business account. Enable seamless payments via Apple Pay, Google Pay, and other mobile wallets.

The interface for issuing a new Visa card

Multi-currency
support

Efficiently manage currencies, including USD, GBP, EUR, SEK, NOK, CZK, HUF, RON, PLN, and DKK. Save on high FX fees by avoiding frequent currency conversions.

Currency selection interface

Advanced
API integration

Utilise our developer-friendly REST API to issue cards, adjust limits, and access real-time transaction data. Seamlessly integrate with your accounting and CRM systems.

The screen with the API code being typed

Instant payouts
to employee cards

Pay employees and contractors in minutes
and provide
instant access to funds.

Find out more
Payroll card

Rapid onboarding

Add recipients in just a few clicks — simple, fast, and efficient.

Message pop-up - Registration of a new account has been successfully completedExpanded list of the users team members
Full list of the users team members

Onboard new staff and issue payroll cards within minutes, ensuring immediate access to their wages.

One-click bulk payouts

Send payouts 24/7 — funds are instantly available on the recipient’s card.

Images with planet and multicurrency payments to different people
Payment table for employees from different countries

Pay employees, remote teams, and freelancers globally without the administrative burden of traditional bank transfers or cheques, ensuring timely receipt of earnings.

Bulk payments

Upload a file to process bulk payments instantly — for suppliers, payroll, or contractor payouts.

An interface with a form for importing documents
A form for multiple payments with a successful payment message

Process staff payroll simultaneously with bulk payments, eliminating manual calculations and minimising the risk of human error.

Accounting integrations

Sync transactions, receipts and payouts to Xero, QuickBooks, Sage Intacct and NetSuite.

The logos of Xero, Sage, Oracle netsuit, QB companies
An interface for adding integrations with companies: Xero, Sage, Quickbooks

Automatically sync payroll expenses with your accounting software to streamline reconciliation and ensure accurate financial records.

Spend control for any business

IBAN accounts, corporate cards, and spend controls
for every business need.

A photo with a laptop showing the interface with Google Ads and Facebook ads

Media Buying

Use Wallester cards to efficiently manage and track payments for online ad campaigns across multiple platforms, ensuring transparency and maximising control over your media budget.

A photo with a man who bought a ticket from Portland to Rome and shows a receipt for this purchase

Travel and Hospitality

Streamline payments to suppliers and service providers in the travel and hospitality sector with Wallester corporate cards. Optimise cash flow and ensure timely settlements for seamless operations.

A photo with the man who bought the shoes, packs them up and issues a receipt for the product.

Online Retail

Secure limited-edition goods from online retailers with fast, safe payments. Stay ahead of the competition and streamline your transaction management.

A photo of the yacht and an interface with currency conversion and a fuel purchase transaction.

Yacht Management

Seamlessly manage international suppliers and service providers for yacht maintenance. Utilise multi-currency expense cards to streamline transactions and avoid foreign exchange fees.

A photo of the truck and an interface with a reminder and a bill for shipping cargo on the truck.

Transport and Logistics

Equip your drivers with instant corporate expense cards for fuel, repairs, and on-the-road costs. Ensure seamless logistics and minimise downtime by eliminating payment processing delays.

A photo with a taxi company, and an interface with payments to taxi drivers.

Fleet Management

Equip your fleet with unlimited corporate cards to manage fuel, maintenance, and travel expenses. Optimise tracking and budgeting for all vehicle-related costs.

Frequently
asked questions

Answers regarding IBAN accounts, corporate cards,
payments, FX, pricing, and integrations.

What is Wallester Business?

Wallester Business is a free, all-in-one financial solution for companies of all sizes. It offers instant virtual and physical Visa cards, personalised IBANs, multi-currency support, bulk payments, and seamless accounting integration, all designed to simplify corporate finance management.

The platform includes a user-friendly Client Portal and mobile app, offering real-time financial control. Wallester Business helps companies save on the multiple costs typically associated with managing finances. By consolidating services such as expense management tools, card issuance, and accounting integrations, it eliminates the need for separate subscriptions or high banking fees. The platform’s multi-currency support minimises currency exchange costs for international transactions, whilst built-in fraud protection reduces potential losses from unauthorised activities.

With Wallester Business, companies can significantly cut administrative expenses, reduce banking and transaction fees, and streamline financial processes to optimise budget usage and direct resources towards growth areas.

Who is eligible for Wallester Business?

Wallester Business serves companies within the European Economic Area (EEA), the United Kingdom (UK), the United Arab Emirates (UAE), Singapore, the USA, and Canada. If you are based in another region, please get in touch to discuss how we can assist you.

How do I open a business account?

Getting started with Wallester Business is straightforward.

Follow these three simple steps:

  1. Register and fund your account: Open a free account, complete verification, and top up your Wallester Business account via bank transfer.
  2. Issue corporate expense cards: Instantly issue both physical and virtual cards specifically for business expenses, with options to customise individual spending limits for your team.
  3. Monitor company spend in real-time: Enable employees to make business purchases using Wallester Business cards and track all transactions within a centralised system for complete visibility and control.

You are now ready to streamline corporate expenses with our integrated finance platform.

How much does Wallester Business cost?

Wallester Business is free because we prioritise your company’s efficiency and security. We generate revenue through strategic partnerships with Visa, enabling us to provide our corporate expense management platform at no cost to you. This model ensures you benefit from streamlined card solutions without the overheads.

How soon can I start using the card?
Get started instantly. Issue virtual cards directly via the app for immediate access to funds. Order physical cards for rapid delivery to the UK, EEA, Switzerland, USA, Canada, Australia, New Zealand, and Japan.
Can I integrate Wallester Business with my accounting software?

Yes. Wallester offers a developer-friendly REST API that enables seamless integration with your existing tools, platforms, or workflows.

Is the Wallester Business solution secure?
Yes, Wallester Business is highly secure. Wallester AS is a licensed payment institution authorised by the Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon) and operates under strict financial regulations. As an official Visa Principal Member, we adhere to the highest security standards, including full PCI DSS compliance—essential for licensed financial institutions. Manage your corporate finances with confidence, backed by robust security and comprehensive regulatory compliance.
Do you offer multi-currency IBAN accounts?

Wallester offers globally accepted cards and multi-currency IBAN accounts, giving you full control over international spending. You can open accounts in EUR, USD, GBP, SEK, NOK, DKK, PLN, CZK, HUF and RON to avoid exchange rate losses and streamline cross-border payments.

However, you are not limited to these currencies for transactions. You can make payments in any currency, with the system automatically converting your transactions at the current exchange rate, ensuring smooth and hassle-free international payments.

Open a free
account in minutes

Sign up, verify your business, and get started.

Open free account

Need help? Visit our Help Centre 

  • Sign up Open a free account
    join wallester business
  • Verify Provide company details.
    successful registration window
  • Complete Start using the platform and optimise your business finances.
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Business
Cards
  • Corporate cards
  • Virtual cards
  • Payroll cards
  • Platinum cards
Features
  • Expense management
  • Accounting integration
  • Budget analytics
Industries
  • Media buying
  • Online retail
  • Yacht management
  • Transport and logistics
  • Fleet management
  • Travel and Hospitality
Others
  • Pricing
  • API Solutions
  • Help Centre
White-Label
Payment cards
  • Virtual card
  • Prepaid card
  • Debit card
  • Credit card
  • White-Label card
Platform overview
  • White-Label Solutions
  • Card issuing
  • BIN sponsorship
  • Payment processing
Services
  • Tokenisation
  • 3D Secure
  • Fraud monitoring
  • KYC/KYB and AML
  • PSD2
  • Mobile app
  • Apple Pay
  • Google Pay
Solutions by Sector
  • Banks
  • Business loan providers
  • Consumer loan providers
  • Digital assets & exchange platforms
  • E-commerce marketplaces
  • Employers & gig platforms
  • FinTech companies
  • Gift & rewards cards
  • Insurance companies
  • Membership & loyalty cards
  • Peer-to-peer loan providers
  • Streaming platforms
Developers
  • API documentation
  • Card issuing API
  • Open API
  • Open-source example
Company
  • About us
  • Why Wallester
  • Affiliate programme
  • Visa Principal Membership
  • Media pack
  • Contact us
  • Careers
  • Wallester Blog
  • FAQs
  • Legal notice
  • Privacy Policy
  • Cookie Policy
  • Annual reports
  • Complaints Handling Procedure
  • Business Account & Card Agreement
  • Your rights when making payments in Europe
  • Visa partner
  • Affiliate Agreement

© 2026 Wallester AS. All rights reserved. Wallester AS is a Payment Institution, authorised by the Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority), and an official Visa Principal Member. Registration number: 11812882.