Wallester
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Trusted leader in FinTech services

Wallester is a next-generation FinTech company delivering a unified platform for digital payments and card issuance.

g2 company
G2 Rating 4.7/5
capterra company
Capterra Rating 4.9/5
trustpilot company
Trustpilot Score 4.2/5
The Wallester logo
The Wallester mobile app interface on a phone screen
7,7M7,7M7,7M7,7M cards issued
2,1B+2,1B+2,1B+2,1B+ Transactions processed
in EUR
Affiliate programme Partner with us and start earning rewards.
Get started
A smiling man
+ €7 500 + €6 730 + €9 800
200+ employees
Photos of employees on a dashed circle
TallinnThe Estonian flag
CannesThe French flag
RigaThe Latvian flag
9+ years
of experience
Happy people eating and laughing
The Wallester app interface on a tablet screen

As an official Visa Principal Member, we combine regulatory strength with cutting-edge technology, enabling businesses across Europe and beyond to launch bespoke card programmes, optimise financial operations, and scale in a dynamic market.

The Visa logo
logo

Our mission is
to revolutionise finance

by making advanced payment technology accessible to every forward-thinking business.

A man demonstrating a Visa card

Driving FinTech innovation

We aim to power the next generation of financial innovation, enabling businesses to seamlessly integrate market-leading card and payment solutions into their own products and services.

A man shows a woman something on his laptop

Fuelling growth

By eliminating barriers and managing technical and regulatory complexities, we empower clients to unlock new opportunities, deliver superior financial experiences, and drive growth across their sectors.

A man looks at something in his tablet, pen in his hand

Transforming business finance

We are shaping the future of finance: a landscape where every business operates with the agility and innovation of a FinTech leader, ensuring seamless digital payments are accessible to all.

Built with purpose,
powered by passion

Full in-house innovation

We design and build our proprietary technology in-house. This guarantees full control, rapid innovation, and bespoke solutions—eliminating reliance on third-party platforms.

Official Visa Partnership & Global Reach

As an official Visa Principal Member, we provide instant access to one of the world’s largest payment networks, helping businesses scale globally with the reliability of the Visa brand.

Independence & agility

Our in-house development ensures independence and agility, enabling us to adapt swiftly to client requirements and market shifts whilst maintaining uncompromising reliability and security.

Client-focused empowerment

We succeed when our clients succeed. Every solution is engineered to empower B2B partners — through intuitive APIs, flexible White-Label products, and dedicated support centred on their growth.

Trust & security at our core

Trust is paramount in finance. We embed rigorous security, full compliance, and integrity into every layer of our platform, ensuring steadfast reliability for our partners and their clients.

Our ecosystem

From card issuance to expense management, we provide the technology, compliance, and expertise — enabling you to focus on growth.

White-Label
card programme

Customisable physical and virtual Visa cards (debit, credit, prepaid) alongside a ready-to-use White-Label Mobile App and Client Portal, enabling partners to deliver a branded banking experience from day one.

A black card with Banknote labelA red card with Holm labelA card with Pasts labelA blue card with Cino label

Security & compliance
infrastructure

As a licensed financial institution, Wallester delivers full regulatory compliance through integrated KYC/AML solutions and advanced fraud detection. Our platform is PCI DSS Level 1 certified, guaranteeing bank-grade security for your business data.

An interface element showing marketing expenses A notification of an approved transaction A shield with a lock on it

Core issuing and processing platform

A powerful backend with advanced APIs for issuing Visa cards, processing transactions in real time, and managing every aspect of a card programme. All developed in-house for maximum speed, scalability, and reliability.

Real-time
transaction processing
A transaction record to air_balticA transaction record to rsaA transaction record to marriottA transaction record to rentacar
Normal balance.go 100% 20/20 1n : 20
  1. //Balance Information returns card and account balance information needed by DE to create a decision.
  2. Func ( service  * Card )  Balance Information (
  3. ctx context . Context ,
  4. request * cmsrpc . BalanceInformation Request ,
  5. ) (* cmsrpc . Balance InformationResponse ,  error ) {
REST API
Instant Visa
card issuance
A purple Visa cardA blue Visa cardA red Visa cardA green Visa card

Access global
payment networks

Through our direct partnership with Visa, every Wallester card connects to the global network. We enable seamless international payments with digital wallet integration and multi-currency capabilities, optimising your global transactions.

Visa logo

Expense management
& analytics

A fully integrated corporate expense management system designed to track expenditure, enforce limits, and automate bookkeeping. Access real-time financial insights via analytics — all directly linked to your company cards.

A contacts list with expenses per person
Daily limit

Awards and 
recognitions

  • FT 1000: Europe’s Fastest-Growing Companies 2025
  • Estonia flag 1st place amongst Estonian companies
  • 7th place in the FinTech, Financial Services & Insurance category
  • 47th place out of the 1,000 fastest-growing
    companies in Europe
Fintech 2025
FinTech of the Year and FinTech Partner Award Read more 
Paytech 2025
Best Spend Management System Read more 
Finder 2025
Best Business Expenses Provider Read more 
sifted 2025
44th in Sifted 100: DACH & CEE Leaderboard
4th in Estonia
Read more 
Fintech 2025
FinTech Growth Story at the Baltic FinTech Awards Read more 
European 2024
European CEO Awards Read more 
Aripaev 2024
Äripäev TOP100 Gala Read more 
Fintech 2024
FinTech Awards Europe Read more 
Fintech 2024
FinTech Breakthrough Awards Read more 

Meet our leaders

Meet the experts driving our success and shaping the future of FinTech.
Sergei Astafjev Co-Founder, Chief Executive Officer, Chairman of the Board
Dmitri Logvinenko Co-Founder,
Chief Operating Officer, Board Member
Fred Sooläte Сhief Compliance Officer,
Board Member
Aivar Paul Сhief AML Officer,
Board Member
Julian Brand Chief Executive Officer UK,
Executive Board Member
Anna Maxim Group Chief Risk Officer,
Executive Board Member
Andrei Gornostajev Chief Technology Officer
Artur Lemming Chief Administrative Officer
Edgars Valmers Chief Commercial Officer
Wallester in the press
Featured in Techcrunch
Featured in IBTimes
Featured in FinanceFeeds
Featured in TechTimes
Featured in MSN
Featured in Benzinga
Featured in BusinessInsider
Featured in Forbes
Featured in ADVFN
Featured in PaymentsCardsMobile
Featured in ABCBourse
Featured in FintechNews
Featured in FinTech
Featured in TechEU
Featured in Bolsamania
Featured in BusinessAM
Featured in Newsfile
Featured in FFNews
Featured in Techcrunch
Featured in IBTimes
Featured in FinanceFeeds
Featured in TechTimes
Featured in MSN
Featured in Benzinga
Featured in BusinessInsider
Featured in Forbes
Featured in ADVFN
Featured in PaymentsCardsMobile
Featured in ABCBourse
Featured in FintechNews
Featured in FinTech
Featured in TechEU
Featured in Bolsamania
Featured in BusinessAM
Featured in Newsfile
Featured in FFNews

Impact that matters

Wallester champions environmental, social, and governance practices to create a greener, more inclusive, and ethically responsible future.

  • Environmental
    Smartphone screen displaying a virtual Visa Business card with an option to add it to Apple Wallet

    With over 91% of active cards now virtual, cashless payments significantly reduce reliance on physical materials.

    We produce physical cards using eco-friendly methods and recyclable materials.

    Digital office operations minimise paper consumption, supported by energy-efficient technologies and waste recycling initiatives.

  • Social
    Group of young people smiling and laughing together outdoors in an urban setting

    Equal opportunity employment fostering fair growth and development for all employees.

    A diverse and inclusive workplace with a multinational team and gender parity in leadership roles.

    A safe and supportive working environment offering sports reimbursements, private medical insurance, regular health checks, and ergonomic workspaces.

    Supporting communities through dedicated charitable initiatives.

  • Governance
    Group of business professionals walking outside a modern office building, dressed in formal attire and engaged in conversation

    Uncompromising corporate ethics and rigorous compliance, ensuring complete transparency and adherence to international regulatory standards.

    A values-driven culture underpinned by regular team-building events and internal alignment initiatives.

    Stringent client selection criteria designed to exclude high-risk sectors.

Big happy team at the team building event
Join our team

Shape the future of 
FinTech with us.

Join our team
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Visa card in colors
Business
Cards
  • Corporate cards
  • Virtual cards
  • Payroll cards
  • Platinum cards
Features
  • Expense management
  • Accounting integration
  • Budget analytics
Industries
  • Media buying
  • Online retail
  • Yacht management
  • Transport and logistics
  • Fleet management
  • Travel and Hospitality
Others
  • Pricing
  • API Solutions
  • Help Centre
White-Label
Payment cards
  • Virtual card
  • Prepaid card
  • Debit card
  • Credit card
  • White-Label card
Platform overview
  • White-Label Solutions
  • Card issuing
  • BIN sponsorship
  • Payment processing
Services
  • Tokenisation
  • 3D Secure
  • Fraud monitoring
  • KYC/KYB and AML
  • PSD2
  • Mobile app
  • Apple Pay
  • Google Pay
Solutions by Sector
  • Banks
  • Business loan providers
  • Consumer loan providers
  • Digital assets & exchange platforms
  • E-commerce marketplaces
  • Employers & gig platforms
  • FinTech companies
  • Gift & rewards cards
  • Insurance companies
  • Membership & loyalty cards
  • Peer-to-peer loan providers
  • Streaming platforms
Developers
  • API documentation
  • Card issuing API
  • Open API
  • Open-source example
Company
  • About us
  • Why Wallester
  • Affiliate programme
  • Visa Principal Membership
  • Media pack
  • Contact us
  • Careers
  • Wallester Blog
  • FAQs
  • Legal notice
  • Privacy Policy
  • Cookie Policy
  • Annual reports
  • Complaints Handling Procedure
  • Business Account & Card Agreement
  • Your rights when making payments in Europe
  • Visa partner
  • Affiliate Agreement

© 2026 Wallester AS. All rights reserved. Wallester AS is a Payment Institution, authorised by the Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority), and an official Visa Principal Member. Registration number: 11812882.