Wallester
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Business
White-Label
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For businesses & freelancers

Free business IBAN account with cards and expense management

Open multi-currency IBAN accounts, manage payments, accept funds via invoices or links, issue instant business cards, and optimise expense management — built for SMEs and freelancers.

Explore business current account Explore freelancer accounts

Get started for free. No setup fees.

Employee payouts in different currencies via Wallester BusinessMulticurrency support in Wallester Business interface with USD, Euro, British pound, Swedish KronaAccounting software integrations Wallester Business interface with: Xero, Sage, QuickBooks, Oracle NetSuite
Upload receipts via Wallester Business interface
Tablet with Wallester Business interface
Smartphone with Wallester Business interface

BaaS FOR THE UK & EU

White-Label banking platform for accounts and card issuance

Launch multi-currency IBAN accounts, branded corporate cards, and a White-Label mobile app via a single API. Built for seamless UK and EEA coverage with centralised control in one platform.

Explore White-Label Contact sales
Customised cards
for different industries
Customized Visa cards: white-label and business, debit and credit
Wallester Business API animated code
Intuitive REST API
White-Label Mobile App
White-Label Mobile App interface with creating Visa cards
Exclusive BIN in any currency
Visa card with the list of currencies
Secure identity verification
Visa card with secured identity
Visa credit card
Corporate Credit Card A credit card that serves as your essential tool for budget management and handling unexpected expenses with flexibility and ease.
Visa prepaid card
Prepaid Card A prepaid card for instant, secure transactions within your topped-up balance, offering flexibility without the risk of overspending.
Visa debit card
Debit Card A debit card for in-store payments, secure online transactions, and ATM withdrawals—all within your available balance.
Visa virtual card
Virtual Card A virtual card for instant payments, optimised for secure online purchasing.
PCI DSS company
Secure PCI DSS Level 1
Visa company
Fully Regulated Visa Principal Member
Estonian Financial Supervisory Authority company
Licensed Estonian Financial Supervisory
Authority (Finantsinspektsioon)
g2 company
G2 Rating 4.7/5
capterra company
Capterra Rating 4.9/5

Wallester case studies

See how businesses and FinTech partners use Wallester for IBAN accounts,
card issuance and expense management.

Latvia’s national postal service, offering mail delivery, financial services, and electronic communication solutions.
100k+
Daily users
600+
Post offices
Offers financial services, specialising in personal loans, credit solutions, and bespoke financing options for individual and corporate clients.
350k+
Users
25+
Years of experience
Specialises in providing financial services, including loans and financing solutions, tailored to meet the diverse needs of individuals and businesses.
50+
Employees
4
Countries covered
Featured in
Featured in Techcrunch
Featured in IBTimes
Featured in FinanceFeeds
Featured in TechTimes
Featured in MSN
Featured in Benzinga
Featured in BusinessInsider
Featured in Forbes
Featured in ADVFN
Featured in PaymentsCardsMobile
Featured in ABCBourse
Featured in FintechNews
Featured in FinTech
Featured in TechEU
Featured in Bolsamania
Featured in BusinessAM
Featured in Newsfile
Featured in FFNews
Featured in Techcrunch
Featured in IBTimes
Featured in FinanceFeeds
Featured in TechTimes
Featured in MSN
Featured in Benzinga
Featured in BusinessInsider
Featured in Forbes
Featured in ADVFN
Featured in PaymentsCardsMobile
Featured in ABCBourse
Featured in FintechNews
Featured in FinTech
Featured in TechEU
Featured in Bolsamania
Featured in BusinessAM
Featured in Newsfile
Featured in FFNews

Wallester in  numbers

Trusted by businesses and FinTech partners across
the UK and EEA.

7,7M + Virtual and physical business cards issued
Visa card in green colorVisa card in blue colorVisa business card in black colorVisa business card in purple colorVisa business card in red color
Notification of payment by visa card on Amazon
67M + Authorisations processed by Wallester
Ebay transaction
2,1B + Transactions processed in EUR

Embedded
finance made simple

Explore API Try demo
Wallester Finance API with integrations: Apple pay, Visa, Onfido, DateV, Xero etc

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FinTech insights and product
updates

Product updates, guides, and insights on IBAN accounts, card issuing, and corporate expense management.

Wallester Joins DHL Express GoGreen Plus: Cutting Air Freight Emissions by 30%Company Wallester Joins DHL Express GoGreen Plus: Cutting Air Freight Emissions by 30% 09 February 2026 3 min read
Tech, Talents, and Tomorrow: Welcoming DevClub to WallesterCompany Tech, Talents, and Tomorrow: Welcoming DevClub to Wallester 05 February 2026 3 min read
Beneflo & Wallester White-Label: Enabling Borderless Employee BenefitsPartnerships Beneflo & Wallester White-Label: Enabling Borderless Employee Benefits 29 January 2026 4 min read
Wallester Joins the Fintech Latvia AssociationPartnerships Wallester Joins the Fintech Latvia Association 15 January 2026 3 min read
GF Money Scales Its Consumer Lending Business Across Europe with Wallester White-LabelPartnerships GF Money Scales Its Consumer Lending Business Across Europe with Wallester White-Label 13 January 2026 4 min read
Plastic Isn’t Enough: How Virtual Cards Boost Profitability and Scalability for Gift PlatformsBusiness Insights Plastic Isn’t Enough: How Virtual Cards Boost Profitability and Scalability for Gift Platforms 12 January 2026 4 min read
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Business Wallester Business White-Label

From onboarding to go-live,
we deliver the  full stack

We handle the heavy lifting. You reap the rewards.

Contact sales
Today First week

01 Get started

Start with confidence

  • Simply submit your Letter of Intent (LOI) to get started.
2nd week

02 Onboarding

We handle the setup,
you stay in control

  • Leave the due diligence process to us.
  • Confirm the project scope to meet your specific requirements.
  • Finalise the partnership by signing the Master Agreement.
3rd week

03 Implementation

Realise your vision

  • Receive personalised guidance from a dedicated Implementation Manager.
  • Secure Visa approval for your card design and set up a unique BIN range.
  • Customise security features and enable e-wallet integration.
  • Run a pilot programme for a seamless launch.
Launch4th week

04 Go live

Set your business up for success.

  • Launch your branded card programme commercially.
  • Benefit from ongoing support from your CRM and Operations team.
  • Monitor performance with detailed reports via CRM or API.
  • Deliver bespoke cards to your customers—swift, seamless, and fully branded.

Get started with Wallester
Business within 24 hours

Open an account, complete verification, and start issuing cards.

Open free account
Today

01 Register

Your journey starts now

  • Open your account in minutes using just your phone number and email.
24 hours

02 Verify your business

Fast, secure, and hassle-free

  • Submit your company details and complete the KYC check to access all features.
Get started

03 Accept agreement

You’re ready to go

  • Review the terms, confirm your agreement, and gain full access to the platform.

Frequently asked questions

Find answers regarding IBAN accounts, cards, payments,
pricing, and White-Label.

Is Wallester safe to use?

Certainly. Wallester operates under strict financial regulations in Estonia. As a Visa Principal Member and a fully audited company, we adhere to the highest standards of financial security. We also maintain full PCI DSS compliance, ensuring your corporate finances are managed with the utmost safety and regulatory rigour.

Why is the Wallester Business solution free for life?

Wallester Business is free because we prioritise optimising your operational efficiency and security. We generate revenue through strategic partnerships with Visa, which allows us to provide our services at no cost to you. This transparent model ensures your company benefits from seamless corporate expense management without the overheads.

How do I get started with Wallester Business?

Getting started with Wallester Business is quick and straightforward. Here is how you can get set up in just 3 steps:

  1. Sign up and top up your account: Create your free account, complete the verification, and top up your Wallester Business account via bank transfer.
  2. Issue and configure corporate cards: Generate both physical and virtual cards that provide instant access to funds and allow you to set individual spending limits.
  3. Control expenses in real-time: Empower your employees to make purchases with Wallester Business cards and monitor all transactions in a unified system.

All set! You are now ready to use the product and enjoy all the benefits of our Plug&Play finance platform.

How quickly can I launch my own White-Label card programme?

The time required to launch your White-Label Visa card programme varies depending on your business type, sector, and integration complexity. Generally, the launch timeframe ranges from 4 to 8 weeks.

In which countries does Wallester operate?

Wallester Business operates within the European Economic Area (EEA), serving clients in the United Kingdom, Ireland, Switzerland, Australia, and the USA. Our White-Label solutions are available across the EEA, the UK, Switzerland, and Ireland.

What does the Wallester White-Label solution include?

The Wallester White-Label solution is an innovative approach to launching your branded Visa card programme. It ensures swift market entry and straightforward integration through our API or the Wallester Client Portal and White-Label Mobile Application.

Optional features of the programme include:

  • Client Portal, a web application for managing your card programme
  • White-Label Mobile Wallets for iOS and Android
  • Compliance with KYC and AML regulations
  • Card tokenisation for use with digital wallets such as Apple Pay, Google Pay, and others
  • 3D Secure protection for online payments
  • Issuance of both virtual and physical Visa-branded cards
  • Continuous fraud monitoring to ensure security
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Visa card in colors
Business
Cards
  • Corporate cards
  • Virtual cards
  • Payroll cards
  • Platinum cards
Features
  • Expense management
  • Accounting integration
  • Budget analytics
Industries
  • Media buying
  • Online retail
  • Yacht management
  • Transport and logistics
  • Fleet management
  • Travel and Hospitality
Others
  • Pricing
  • API Solutions
  • Help Centre
White-Label
Payment cards
  • Virtual card
  • Prepaid card
  • Debit card
  • Credit card
  • White-Label card
Platform overview
  • White-Label Solutions
  • Card issuing
  • BIN sponsorship
  • Payment processing
Services
  • Tokenisation
  • 3D Secure
  • Fraud monitoring
  • KYC/KYB and AML
  • PSD2
  • Mobile app
  • Apple Pay
  • Google Pay
Solutions by Sector
  • Banks
  • Business loan providers
  • Consumer loan providers
  • Digital assets & exchange platforms
  • E-commerce marketplaces
  • Employers & gig platforms
  • FinTech companies
  • Gift & rewards cards
  • Insurance companies
  • Membership & loyalty cards
  • Peer-to-peer loan providers
  • Streaming platforms
Developers
  • API documentation
  • Card issuing API
  • Open API
  • Open-source example
Company
  • About us
  • Why Wallester
  • Affiliate programme
  • Visa Principal Membership
  • Media pack
  • Contact us
  • Careers
  • Wallester Blog
  • FAQs
  • Legal notice
  • Privacy Policy
  • Cookie Policy
  • Annual reports
  • Complaints Handling Procedure
  • Business Account & Card Agreement
  • Your rights when making payments in Europe
  • Visa partner
  • Affiliate Agreement

© 2026 Wallester AS. All rights reserved. Wallester AS is a Payment Institution, authorised by the Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority), and an official Visa Principal Member. Registration number: 11812882.