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For businesses & freelancers

Free UK bank account with cards and spend management

Open multi-currency IBAN accounts, send and receive payments, get paid via invoices or payment links, issue cards and control spending. Built for businesses and freelancers.

Explore business account Explore freelancer accounts

Get started for free. No setup fees.

Employee payouts in different currencies via Wallester Business Multicurrency support in Wallester Business interface with USD, Euro, British pound, Swedish Krona Accounting software integrations Wallester Business interface with: Xero, Sage, QuickBooks, Oracle NetSuite
Upload receipts via Wallester Business interface
Tablet with Wallester Business interface
Smartphone with Wallester Business interface

BaaS FOR THE UK & EU

White‑Label banking platform for accounts and card issuance

Launch multi-currency IBAN accounts, branded cards and a White‑Label mobile app with a single API. Built for EEA and UK coverage with full control in one platform.

Explore White‑Label Contact sales
Customised cards
for different industries
Customized Visa cards: white-label and business, debit and credit
Wallester Business API animated code
Intuitive REST API
White‑Label Mobile App
White-Label Mobile App interface with creating Visa cards
Exclusive BIN in any currency
Visa card with the list of currencies
Secure identity verification
Visa card with secured identity
Visa credit card
Corporate Credit Card A credit card that serves as your essential tool for budget management and handling unexpected expenses with flexibility and ease.
Visa prepaid card
Prepaid Card A prepaid card for instant, secure transactions within your topped-up balance, offering flexibility without the risk of overspending.
Visa debit card
Debit Card A debit card for in-store payments, secure online transactions, and ATM withdrawals—all within your available balance.
Visa virtual card
Virtual Card A virtual card for instant payments, optimised for secure online purchasing.
PCI DSS company
Secure PCI DSS Level 1
Visa company
Fully Regulated Visa Principal Member
Licensed Estonian Financial Supervisory
Authority (Finantsinspektsioon)
G2 Rating 4.7/5
Capterra Rating 4.9/5

Wallester case studies

See how businesses and FinTech partners use Wallester for bank accounts,
card issuing and spend management.

Latvia’s national postal service offers mail delivery, financial transactions and electronic communication solutions.
100k+
users daily
600+
post offices
Offers financial services focusing on personal loans, credit solutions and tailored financing options for individual and corporate clients.
350k+
users
25+
years of experience
Provides financial services including loans and financing solutions tailored to the diverse needs of individuals and businesses.
50+
employees
4
countries covered
Featured in
Featured in MSN
Featured in MSN

Wallester in  numbers

Trusted by businesses and FinTech partners across
the UK and EEA.

8.6 M + virtual and physical cards issued
Visa card in green color Visa card in blue color Visa business card in black color Visa business card in purple color Visa business card in red color
Notification of payment by visa card on Amazon
76M + authorisations processed by Wallester
Ebay transaction
2.3B + transactions processed in GBP

Embedded
finance made simple

Explore API  Try demo
Wallester Finance API with integrations: Apple pay, Visa, Onfido, DateV, Xero etc

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FinTech insights and product
updates

Product updates, guides and insights on bank accounts, card issuing and corporate spend management.

From Portfolio Manager to Partnerships: Karine Martinez on Building the Right Relationships in Fintech Company From Portfolio Manager to Partnerships: Karine Martinez on Building the Right Relationships in Fintech 24 April 2026 1 min read
Devclub Returns to Wallester: How Teams Align and How AI Agents Do It Too Events Devclub Returns to Wallester: How Teams Align and How AI Agents Do It Too 23 April 2026 3 min read
Wallester Joins the Estonian Chamber of Commerce and Industry, Deepening Its Local Roots Partnerships Wallester Joins the Estonian Chamber of Commerce and Industry, Deepening Its Local Roots 22 April 2026 3 min read
Embedded Finance Is Firmly Moving Into the Mainstream Business Insights Embedded Finance Is Firmly Moving Into the Mainstream 20 April 2026 4 min read
B2B Payment Cards Are Growing at 85%. The Main Reason Is Control Business Insights B2B Payment Cards Are Growing at 85%. The Main Reason Is Control 16 April 2026 4 min read
The Man Who Follows the Money: Sven Kivvistik on 25 Years in Financial Crime Company The Man Who Follows the Money: Sven Kivvistik on 25 Years in Financial Crime 10 April 2026 6 min read
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From onboarding to go-live,
we deliver the full stack

We handle the heavy lifting. You reap the rewards.

Contact sales
Today First week

01 Get started

Start with confidence

  • Simply submit your Letter of Intent (LOI) to get started.
Second week

02 Onboarding

We handle the setup,
you stay in control

  • Leave the due diligence process to us.
  • Confirm the project scope to meet your specific requirements.
  • Finalise the partnership by signing the Master Agreement.
Third week

03 Implementation

Realise your vision

  • Receive personalised guidance from a dedicated Implementation Manager.
  • Secure Visa approval for your card design and set up a unique BIN range.
  • Customise security features and enable e‑wallet integration.
  • Run a pilot programme for a seamless launch.
Launch Fourth week

04 Go live

Set your business up for success

  • Launch your branded card programme commercially.
  • Benefit from ongoing support from your CRM and Operations team.
  • Monitor performance with detailed reports via CRM or API.
  • Deliver bespoke cards to your customers, swift, seamless and fully branded.

Get started with Wallester
Business within 24 hours

Open an account, complete verification and start issuing cards.

Open free account
Today

01 Register

Your journey starts now

  • Open your account in minutes using just your phone number and email.
24 hours

02 Verify your business

Fast, secure, and hassle-free

  • Submit your company details and complete the KYC checks to access all features.
Get started

03 Accept agreement

You’re ready to go

  • Review the terms, confirm your agreement and gain full access to the platform.

Frequently asked questions

Find answers regarding bank accounts, payments, pricing and White‑Label.

Is Wallester safe to use?

Certainly. Wallester operates under strict financial regulations in Estonia. As a Visa Principal Member and a fully audited company, we adhere to the highest standards of financial security. We also maintain full PCI DSS compliance, ensuring your corporate finances are managed with the utmost safety and regulatory rigour.

Why is the Wallester Business solution free for life?

Wallester Business is free because we prioritise optimising your operational efficiency and security. We generate revenue through strategic partnerships with Visa which allows us to provide our services at no cost to you. This transparent model ensures your company benefits from seamless corporate spend management without the overheads.

How do I get started with Wallester Business?

Getting started with Wallester Business is quick and straightforward. Here is how you can get set up in just 3 steps:

  1. Sign up and top up your account: Create your free account, complete the verification and top up your Wallester Business account via bank transfer.
  2. Issue and configure corporate cards: Generate both physical and virtual cards that provide instant access to funds and allow you to set individual spending limits.
  3. Control spending in real-time: Empower your employees to make purchases with Wallester Business cards and monitor all transactions in a unified system.

All set! You are now ready to use the product and enjoy all the benefits of our Plug&Play finance platform.

How quickly can I launch my own White‑Label card programme?

The time required to launch your White‑Label Visa card programme varies depending on your business type, sector and integration complexity. Generally, the launch timeframe ranges from 4 to 8 weeks.

In which countries does Wallester operate?

Wallester Business operates within the European Economic Area (EEA), serving clients in the United Kingdom, Ireland, Switzerland, Australia and the USA. Our White‑Label solutions are available across the EEA, the UK, Switzerland and Ireland.

What does the Wallester White‑Label solution include?

The Wallester White‑Label solution is an innovative approach to launching your branded Visa card programme. It ensures swift market entry and straightforward integration through our API or the Wallester Client Portal and White‑Label mobile application.

Optional features of the programme include:

  • Client Portal, a web application for managing your card programme
  • White‑Label mobile wallets for iOS and Android
  • Compliance with KYC and AML regulations
  • Card tokenisation for use with digital wallets such as Apple Pay, Google Pay and others
  • 3D Secure protection for online payments
  • Issuance of both virtual and physical Visa-branded cards
  • Continuous fraud monitoring to ensure security
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Visa card in colors
Business
Cards
  • Corporate cards
  • Virtual cards
  • Payroll cards
  • Platinum cards
Features
  • Expense management
  • Accounting integration
  • Budget analytics
Industries
  • Media buying
  • Online retail
  • Yacht management
  • Transport and logistics
  • Fleet management
  • Travel and hospitality
Others
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  • Help Centre
White‑Label
Payment cards
  • Virtual card
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  • Credit card
  • White‑Label card
Platform overview
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  • BIN sponsorship
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Services
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  • 3D Secure
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Developers
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  • Visa partner
  • Affiliate agreement

© 2026 Wallester AS. All rights reserved. Wallester AS is a Payment Institution, authorised by the Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority) and an official Visa Principal Member. Registration code: 11812882.