Wallester
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Free to start

Free account for freelancers and the self-employed

Get paid by invoice, bank transfer or QR code. Keep your freelance income in one account and spend it with free Wallester cards — with no setup or monthly fees.

  • Get paid globally
  • Dedicated account
  • Free cards included
  • accounts in 10 currencies
Start for free

All cards included

Multicolored virtual Visa card
Dark-green physical Visa card

Supported currencies

EUR
USD
SEK
NOK
CZK
HUF
RON
GBP
PLN
DKK

Keep your freelance income separate

Notification of multiple separated completed payments

No setup or monthly fees

Check with zero expenses

Client payments via bank transfer

A tablet screen with the Wallester app UI for creating a new payment

Client payments via invoice

A phone screen with the Wallester app UI for creating a new invoice

Client payments via QR code

A phone screen with QR code to scan for payment

Free freelance account

For independent workers

Whatever you do,
Wallester helps you get paid and
stay in control

For freelancers, creators, consultants, coaches, beauty professionals, makers and independent workers who want a simpler way to receive payments, manage income and spend from one account

  • Coach
  • Plumber
  • Maker
  • Tattoo artist
  • Barber
  • Beauty professional
  • Photographer

One free account
for the way you work

Get paid

However your client
wants to pay

Get paid by bank transfer, invoice or QR code — and keep
every payment in one place.

Start for free
  • A man with a laptop exploring the expected transfers through the user interface of the Wallester platform

    By bank transfer

    Get paid straight into your account.

    Payment notification: +890 euros Sepa & Swift logos
  • By invoice

    Send invoices and keep client payments
    organised.

    Wallester mobile app UI with a new invoice Service invoice with detailed information
  • By QR code

    Let clients pay on the spot by card, Apple Pay
    or Google Pay.

    Pay invoice UI of the Wallester mobile app with QR code

One place for your money

Your freelance money, all together

Keep freelance income and personal money separate, hold balances in 4 currencies, spend in 10 currencies and exchange when you need to.

  • 1

    Get paid into your own account

    Receive money into your own account and keep every incoming payment in one place.

    Start for free
  • 2

    Keep work money separate

    Separate freelance income from personal spending and manage it from your mobile or desktop.

    Start for free
  • 3

    Spend worldwide

    Use your card for online tools, travel, subscriptions and everyday business expenses.

    Start for free
  • 4

    Exchange when needed

    Switch between currencies when you need to, without juggling separate tools.

    Start for free
Profile view of the Wallester app on smartphone
Balance details screen of the Wallester app on smartphone
Airbnb payment transaction details in Wallester app
Uber payment transaction details in Wallester app
Slack subscription billing details in Wallester app
Currency exchange operations in Wallester app on smartphone
Detailed account balance dashboard in Wallester app on tablet
Currency exchange rates and transaction history in Wallester app on tablet
  • Profile view of the Wallester app on smartphone
  • Balance details screen of the Wallester app on smartphone
  • Airbnb payment transaction details in Wallester app
  • Currency exchange operations in Wallester app on smartphone
  • Get paid into your own account

    Receive money into your own account and keep every incoming payment in one place.

    Start for free
  • Keep work money separate

    Separate freelance income from personal spending and manage it from your mobile or desktop.

    Start for free
  • Spend worldwide

    Use your card for online tools, travel, subscriptions and everyday business expenses.

    Start for free
  • Exchange when needed

    Switch between currencies when you need to, without juggling separate tools.

    Start for free

Spend

Use the same money
you’ve just been paid

Pay for work, subscriptions, travel and everyday expenses with physical and virtual cards, plus Apple Pay and Google Pay.

Physical and virtual cards

Use the card type that suits the way you work.

Wallester payment cards in hand: a phone with a virtual card image in one hand and a physical card in the other

Wallets ready

Pay faster with Apple Pay, Google Pay and other wallets.

Smartphone with a payment card near a payment terminal and logos of popular digital wallets

Built for business expenses

Spend from the same place you get paid — without moving money around first.

Smartphone with a payment card and a list of transactions

Why it feels easy

Free to start.
No complex setup

No setup fee. No monthly fee. Just the tools freelancers
need to get paid, spend and stay on top.

Start for free
  • No setup fee

    Start without paying upfront.

  • Wallester platform wallet demonstration

    No monthly fee

    No fixed monthly cost for the account, cards and app.

  • Try it risk-free

    Become a client, try it, and continue using it if it works for you.

  • Wallester logo

    Built on regulated financial infrastructure

    PCI-DSS Level 1

    Certified security standard for handling payment data.

    Visa Principal Member

    Direct scheme access and programme support.

    Authorised Payment Institution

    Licensed by Finantsinspektsioon, the Estonian Financial Supervision and Resolution Authority.

Coming soon

Your phone is 
becoming your POS

In-person payments are coming soon. Easier than ever.

Join for free now
Fast checkout Easy to use Scan to pay

QR payments first

Let clients pay you on the spot with a quick scan.

QR payment request on phone
Mobile POS Accept cards Ready anywhere

Tap to Pay next

Turn your mobile phone into a payment tool without extra hardware.

Tap to Pay on phone

Frequently asked questions

Find answers to common questions about how to start, currency management, and freelance payments.

Is it free to start?

Yes. There is no setup fee and no monthly fee for opening a Wallester freelancer account, using the app, or ordering and using your cards. You can start managing your freelance money with Wallester without paying a fixed monthly cost.

How can clients pay me?

Clients can pay you by bank transfer or invoice. Bank transfers are ideal for regular client payments, while invoices help you keep incoming payments organised and easy to track. QR payments are coming soon, offering clients an additional way to pay you instantly by scanning a code.

Do I get a separate account for freelance income?

Yes. You get a dedicated account for receiving client payments and managing freelance income separately from your day-to-day personal banking. This makes it easier to track your earnings, streamline expense management, and keep your freelance finances more organised.

Can I use different currencies?

Yes. Wallester supports 10 currencies: EUR, USD, GBP, SEK, NOK, CZK, HUF, RON, PLN and DKK. You can exchange supported currencies when needed and manage your freelance finances without using separate tools.

Can I spend the money I receive straight away?

Yes. Once the money is available in your account, you can use it for work expenses, online tools, subscriptions, travel or everyday freelance spending. You can pay with virtual and physical business payment cards, Apple Pay, Google Pay and other supported digital wallets.

Are in-person payments available?

QR payments are coming soon, enabling clients to pay you on the spot by scanning a code. Tap to Pay will follow, allowing you to accept card payments directly from your mobile phone without additional hardware.

Ready to start

Focus on your work.
Manage your money
with Wallester

Get paid, keep it separate, spend easily and manage
everything in one place — free to start.

Start for free

No setup fee. No monthly fee. Just start.

List of transactions: Online purchases - 25 Euro, Contactless - 25 Euro, Netflix - 16,99 Euro
The man pays with a Visa card through the terminal Available amount: 9088.10 Euro Notification of purchase for coworking service: -90 Euro
Visa card in green color
Apple Pay & Google Pay wallets
Available amount 6720 euro Notification of receipt of payment from the client: +158 Euro
New payment form UI demonstration: External payment from Kate Bennett
Freelancers New

Something new is on the way. Be the first to know!

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© 2026 Wallester AS. All rights reserved. Wallester AS is a Payment Institution, licensed by the Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority), and an official Visa Principal Member. Registration code: 11812882.