Wallester
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For Businesses & Freelancers

Free business IBAN
account
with cards
and spend control

Open multi-currency IBAN accounts, send and receive payments, exchange currencies, issue cards, and control team spending in one platform.

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  • Multi-currency IBAN accounts
  • Payments, transfers, and FX
  • Cards, spend limits, approvals, and receipts
  • Invoices and payment links to get paid
Physical & virtual cards
Visa physical cards in black color
Physical & virtual cards
Visa virtual in green color
Mobile payments & wallets
Apple Pay logo
Google Pay logo
Fidesmo logo
Hold & exchange currencies
EUR
USD
SEK
NOK
CZK
HUF
RON
GBP
PLN
DKK
Send & receive transfers
UI with transfer settings
Dedicated IBANs
List of IBANs with logos & checkboxes
Send bank transfers instantly
Wallester Business desktop UI with dashboard of summary statement
Make bank transfers in seconds
Wallester Business phone UI with a list of accounts
Live balance & transactions
A smartphone with Wallester Business UI dashboard
Spend controls & limits
A smartphone with card settings UI
Create cards in seconds
A smartphone with creating cards UI
Receipts & notes
A smartphone with receipt attachment UI
Spend control dashboard
Wallester Business UI with customizing limits settings
Transfer between accounts
Wallester Business UI with money transfer between accounts settings
Payroll batch payments
Wallester Business UI with payouts overview
Roles & permissions
UI with roles and permissions settings
Secured PCI DSS, Level 1
PCI DSS company
Regulated Visa Principal Member
Visa company
Licensed Estonian Financial Supervisory
Authority (Finantsinspektsioon)
Estonian Financial Supervisory Authority company
Logo of the company "g2"
G2 Score 4.7/5
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Capterra Score 4.9/5

All-in-one business account with IBAN,
cards, and spend controls

Open multi-currency IBAN accounts, send and receive payments,
issue cards, and control team spending — all in one place.

  • Fast and easy
    signup

    Get your free business account up and running within 24 hours, and unlock the full potential of Wallester Business.

    The app interface for joining Wallester BusinessSteps to join Wallester Business
  • Free multi-currency IBAN accounts

    Send and receive payments, manage beneficiaries, and reconcile faster.

    The app form for sending paymentsMulti-currency accounts plates with info
  • Unlimited cards with spend controls

    Issue virtual and physical cards, set limits, and track spending in real time.

    A plate with info on physical cardA plate with info on virtual cardA list of cards for different types of purchases
  • Business dashboard

    Manage IBAN accounts, payments, FX, cards, and approvals in one dashboard.

    Interface with user currenciesInterface with user expensesInterface for adding multi-currency with added Czech crownThe Wallester app interface with the available amount
  • Mobile app for cards and receipts

    Issue cards, set limits, attach receipts, and approve spend on the go.

    Interface with an Amazon Purchase TransactionA pop-up for uploading files with a payment receiptA smartphone with payment methods UI: Bank Transfer, Credit & debit card
  • Security and compliance

    PCI DSS, 3D Secure, and role-based access to protect your funds and data.

    Wallester interface with setting card limitsA smartphone with card limits settings UIVisa card
  • Accounting integrations

    Export transactions and receipts to Xero, QuickBooks, and NetSuite.

    Wallester logo
    Workday logo
    Datev logo
    Sage logo
    QB logo
    Oracle Netsuite logo
    Xero logo
  • users icon

    Dedicated support

    A dedicated manager to help you
    onboard and scale.

    Hi there :wave:

    How can we help?

    Send us a message Go to Help Center

Visa expense
cards
with built-in spend control

Issue virtual and physical cards, set limits, and collect
receipts — linked to your IBAN accounts.

Real-time
expense control

Monitor expenses in real time, receive reminders to submit receipts, and set custom limits, allowing employees to make necessary purchases without overspending and document everything for accounting.

An interface showing the user's transactions and expenses

Detailed
statements

Obtain detailed statements for all corporate expenses, specific accounts or cards. Easily export them in various formats for maximum convenience and flexibility.

Select a form with uploading invoices from multi-currency user accounts

Accounting
software integrations

Instantly export data to your existing system, greatly facilitating financial accounting and reporting.

An interface for connecting various integrations such as Xero, OracleNetSuite, etc.

Instant virtual
card issuance

Create ready-to-use cards for corporate expense payments directly in your business account and mobile wallet. Enjoy easy payment setup through Apple Pay, Google Pay, and other mobile wallets.

The interface for issuing a new Visa card

Multi-currency
support

Efficiently manage currencies, including USD, GBP, EUR, SEK, NOK, CZK, HUF, RON, PLN, and DKK. Save on high exchange rate fees by avoiding frequent currency conversions.

Currency selection interface

Advanced
API integration

Leverage our developer-friendly REST API to create cards, change limits, and access real-time payment information. Easily integrate with accounting and CRM systems.

The screen with the API code being typed

Instant payouts
to employee cards

Pay employees and contractors in minutes
and give them
instant access to funds.

Learn more
Payroll card

Quick onboarding

Add recipients with just a few clicks — simple, fast, and efficient.

Message pop-up - Registration of a new account has been successfully completedExpanded list of the users team members
Full list of the users team members

Onboard a new employee and issue their payroll card within minutes, ensuring they can access their wages promptly.

Bulk payouts in one click

Send payouts anytime — funds are available immediately on the recipient’s card.

Images with planet and multicurrency payments to different people
Payment table for employees from different countries

Pay your employees, remote team members, or freelancers globally without the hassle of bank transfers or cheques, ensuring they receive their earnings on time.

Batch payments

Upload a file and send multiple payments at once — suppliers, payroll, or contractor payouts.

An interface with a form for importing documents
A form for multiple payments with a successful payment message

Process payroll for all your employees in one go with batch payments, eliminating manual calculations and reducing the risk of human error.

Accounting integrations

Sync transactions, receipts, and payouts to Xero, QuickBooks, Sage Intacct, and NetSuite.

The logos of Xero, Sage, Oracle netsuit, QB companies
An interface for adding integrations with companies: Xero, Sage, Quickbooks

Automatically sync payroll expenses with your accounting software, simplifying the reconciliation process and ensuring accurate financial records.

Spend control for any business

IBAN accounts, cards, and spend controls
for every use case.

A photo with a laptop showing the interface with Google Ads and Facebook ads

Media Buying

Use Wallester cards to efficiently manage and track payments for online ad campaigns across multiple platforms, ensuring transparency and control over your media budget.

A photo with a man who bought a ticket from Portland to Rome and shows a receipt for this purchase

Travel and Hospitality

Use Wallester cards to manage and streamline payments to various suppliers and service providers in the travel and hospitality sector, improving cash flow and ensuring timely transactions for smooth operations.

A photo with the man who bought the shoes, packs them up and issues a receipt for the product.

Online retail

Quickly and securely pay for limited-edition goods from various online retailers, ensuring you stay ahead of the competition and easily manage your transactions.

A photo of the yacht and an interface with currency conversion and a fuel purchase transaction.

Yacht Management

Easily handle international suppliers and service providers for yacht maintenance and operations by using multi-currency expense cards to simplify transactions and avoid foreign exchange fees.

A photo of the truck and an interface with a reminder and a bill for shipping cargo on the truck.

Transport and Logistics

Give your drivers instant access to expense cards for fuel, vehicle repairs, and other expenses, ensuring smooth operations and reducing delays caused by payment processing.

A photo with a taxi company, and an interface with payments to taxi drivers.

Fleet Management

Equip your fleet with unlimited expense cards to manage ride-hailing services, fuel, and maintenance costs, allowing for efficient tracking and budgeting of all vehicle-related expenses.

Frequently
asked questions

Answers about IBAN accounts, cards,
payments, FX, pricing, and integrations.

What is Wallester Business?

Wallester Business is a free, all-in-one financial solution for companies of all sizes. It offers instant virtual and physical Visa cards, personalized IBANs, multi-currency support, bulk payments, and seamless accounting integration, all to simplify corporate finance management.

The platform includes a user-friendly Client Portal and mobile app, offering real-time financial control. Wallester Business helps companies save on multiple costs typically associated with managing finances. By consolidating services like expense management tools, card issuance, and accounting integrations, it eliminates the need for separate subscriptions or high banking fees. The platform’s multi-currency support minimises currency exchange costs for international transactions, while built-in fraud protection reduces potential losses from unauthorized activities.

With Wallester Business, companies can significantly cut administrative expenses, reduce banking and transaction fees, and streamline financial processes to optimise budget usage and direct resources toward growth areas.

Who can join a Wallester Business?

Wallester Business offers services to businesses within the European Economic Area (EEA) countries, the United Kingdom (UK), the United Arab Emirates (UAE), Singapore, the USA, and Canada. If you are based in another region, please feel free to reach out to us, and we will be happy to discuss how we can assist you.

How do I open an account?

Getting started with Wallester Business is fast and easy.

Follow these three simple steps:

  1. Sign up and fund your account: Create a free account, complete verification, and top up your Wallester Business account via bank transfer.
  2. Issue corporate expense cards: Instantly generate both physical and virtual cards specifically for corporate expenses, with options to set individual spending limits for your team.
  3. Monitor corporate spending in real-time: Enable employees to make business purchases using Wallester Business cards and track all transactions within a unified system for complete visibility and control.

That’s it! You’re ready to streamline corporate expenses with our plug-and-play finance platform.

How much does Wallester Business cost?

Our Wallester Business solution is free because we focus on helping businesses operate more efficiently and safely. We earn from partnerships with Visa and others, which allows us to provide our services at no cost to our users. This approach ensures everyone benefits from easy and efficient card solutions.

How fast can I start using the card?
Get started in seconds! Virtual cards can be created directly in the app, providing immediate access to account funds. A physical card can be delivered quickly to destinations in the EEA (European Economic Area), Switzerland, the United Kingdom, the United States, Canada, Australia, New Zealand, and Japan.
Can I integrate Wallester Business with my accounting software?

Yes. Wallester offers a developer-friendly REST API that allows seamless integration with your existing tools, platforms, or workflows.

Is the Wallester Business solution safe?
Yes, Wallester Business is highly secure. Wallester AS is a licensed payment institution authorised by the Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon) and operating under Estonia’s strict financial regulations. As an official Visa Principal Member and an audited company, we adhere to the highest financial security standards, including full compliance with PCI DSS requirements –a crucial certification for finance-licensed institutions. You can rely on Wallester Business to manage your finances with top-tier security and comprehensive regulatory compliance.
Do you provide multi-currency IBAN accounts?

Wallester offers globally accepted cards and multi-currency IBAN accounts, giving you full control over international spending. You can open accounts in EUR, USD, GBP, SEK, NOK, DKK, PLN, CZK, HUF, and RON to avoid exchange rate losses and streamline cross-border payments.

However, you’re not limited to these currencies for transactions. You can make payments in any currency, with the system automatically converting your transactions at the current exchange rate, ensuring smooth and hassle-free international payments.

Create a free
account in minutes

Sign up, verify your business, and get started.

Create free account

Need help? Visit our Help centre 

  • Sign up Create a free account.
    join wallester business
  • Verify Provide company information.
    successful registration window
  • Done Start using the platform and enjoy your journey.
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Business
Cards
  • Corporate cards
  • Virtual cards
  • Payroll cards
  • Platinum cards
Features
  • Expense management
  • Accounting integration
  • Budget analytics
Industries
  • Media buying
  • Online retail
  • Yacht management
  • Transport and logistics
  • Fleet management
  • Travel and hospitality
Others
  • Pricing
  • API solutions
  • Help center
White-Label
Payment cards
  • Virtual card
  • Prepaid card
  • Debit card
  • Credit card
  • White-Label card
Platform overview
  • White-Label solutions
  • Card issuing
  • BIN sponsorship
  • Payment processing
Services
  • Tokenization
  • 3D Secure
  • Fraud monitoring
  • KYC/KYB and AML
  • PSD2
  • Mobile app
  • Apple Pay
  • Google Pay
Solutions across industries
  • Banks
  • Business loan providers
  • Consumer loan providers
  • Digital assets & exchange platforms
  • E-commerce marketplaces
  • Employers & gig platforms
  • FinTech companies
  • Gift & rewards cards
  • Insurance companies
  • Membership & loyalty cards
  • Peer-to-peer loan providers
  • Streaming platforms
Developers
  • API documentation
  • Card issuing API
  • Open API
  • Open-source example
Company
  • About us
  • Why Wallester
  • Affiliate Program
  • Visa Principal membership
  • Media Pack
  • Contact us
  • Careers
  • Wallester blog
  • FAQ
  • Legal notice
  • Privacy policy
  • Cookie policy
  • Annual reports
  • Complaints handling procedure
  • Business account & card agreement
  • Your rights when making payments in Europe
  • Visa partner
  • Affiliate agreement

© 2026 Wallester AS. All rights reserved. Wallester AS is a Payment Institution, authorized by the Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority), and an official Visa Principal Member. Registration code: 11812882.